How to Retire in Northern California at 43

I’ve been doing a lot of research and interviews lately about financial independence and early retirement. I guess I’m inspired! The idea of not having a full-time job eventually sounds pretty appealing to me.

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Roth IRA Investing in 10 Simple Steps

The magical Roth IRA … You’ve heard that you need one. Or if you have one, you’ve heard that you should be taking full advantage of it. What is so excellent about a Roth IRA?!

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Save on Taxes in 5 Easy Steps

It’s tax time!

At least it was for the Hill Family this weekend. We cranked out our taxes while the kids rode their bikes around on an unexpected 60-degree weekend. Equipped with our laptop, our nerdishly organized tax document folder and with some surprisingly cooperative kids, we finished in just under 3 hours.

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9 Pieces of Advice For My Former Single Guy Self

The other day I emailing with Heath, a listener of the podcast. Heath commented that the Marriage, Kids and Money podcast has a family focused tone to it, but it can really be enjoyed by single guys (like Heath) who don’t quite yet have a family as well. The compliment was extremely appreciated – thank you Heath – and it got me thinking. What advice would I have for myself 10 or so years ago before I met Nicole, before I had kids and before I knew anything about money?

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5 Easy Tips to Lower Your Grocery Bill

Food … Evidently, you need it to live. Fine, fine, fine … As frugal as I am, I still like living. But why does it take up so much of my monthly budget?!

We are currently spending around $900 per month on average on our grocery bill. This includes things like toiletries, paper towel and laundry detergent. I find this number to be way too flippin’ high for my liking! 

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How We Paid off $48,032 of Debt in 1 Year

In May 2010, I married my dream girl. She was funny, beautiful and chock-full of 90’s TV trivia. Our first couple of dates consisted of a lot of Saved by the Bell and Seinfeld jokes.

Outside of knowing the Soup Nazi episode verbatim, Nicole and I both came into the marriage knowing the general basics of personal finance. You know, advice like:

  • “Don’t carry a credit card balance”
  • “Always have some savings for a rainy day”
  • “Good debt is okay to have”

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Smart Retirement Investing the Vanguard Way

For decades, Vanguard has been a trusted name in the investment community. In this financial blogger world that I’ve entered into recently, it’s a resounding theme that Vanguard is the way to go when it comes to investing for your retirement. Billionaire Warren Buffett thinks Vanguard is an excellent choice. Personal Development Coach, Tony Robbins wrote a book called MONEY: Master the Game where he praises Vanguard for being the only recommendation for many of the billionaires he interviews.

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