20 Empowering Quotes about Money and Personal Finance

Over the last year on my podcast, I’ve had the pleasure of speaking with a collection of millionaire entrepreneurs, early retirees and personal finance experts. These conversations have allowed me to learn, grow and inspire others to win with their finances and create a better future for their family. After each episode, I share a quote that motivates me and the listeners of the podcast to take action.

Continue reading “20 Empowering Quotes about Money and Personal Finance”

036 | Obliterating $51k in Credit Card Debt and Empowering the LGBT Community

The magical, mystical and all-powerful credit card …

If we want something really bad but we don’t have the money for it, credit cards solve our problems immediately. Don’t they? If we’re jonesin’ for some new threads, we want to buy a fancy dinner or even treat ourselves to a tropical vacation, we can swipe our way to happiness. Right?

Continue reading “036 | Obliterating $51k in Credit Card Debt and Empowering the LGBT Community”

Why Increasing Your Income Won’t Solve Your Financial Problems

I remember the day I received my first job offer. A $38,000 annual income! For a young guy right out of college, this seemed like an absolute boatload of money. I felt like Scrooge McDuck swimming through his vault of gold coins!

That same year, I leased an Audi Convertible, bought my first home with 10% down and traveled on a week-long vacation to Mexico using my home equity line of credit (HELOC). I was in my early 20’s, I was living paycheck to paycheck but I didn’t care. I was having a blast.

Continue reading “Why Increasing Your Income Won’t Solve Your Financial Problems”

035 | Destroying $87k in Student Loans by Avoiding Lifestyle Inflation

Student loans have become so commonplace in our country that everyone seems to be living with them. According to Forbes in February 2017, there are over 44 million people in the US living with student loans. Those loans amount to over $1.3 trillion dollars!

Continue reading “035 | Destroying $87k in Student Loans by Avoiding Lifestyle Inflation”

5 Smart Reasons to Have An Emergency Fund

Having an Emergency Fund is one of the first and most important steps in creating wealth. This simple act of saving will protect our families from the unexpected events of life and the dreaded ‘rainy day’.

Continue reading “5 Smart Reasons to Have An Emergency Fund”

The Easiest Way to Build Wealth as a Couple

Hello all! Andy Hill here …  We have a new guest post from personal finance author Elle Martinez from Jumpstart Your Marriage and Your Money. Elle’s mission of helping couples improve their money-smart ways is right up my alley. Her article below gives you the skinny on how couples can truly take advantage of a dual income household. Enjoy!

Two incomes are better than one, right?

Marriage can be a beautiful partnership when spouses combine their gifts, talents, and support. Two incomes for a couple can also be a blessing – if used wisely. Let me explain.

Continue reading “The Easiest Way to Build Wealth as a Couple”

034 | Investing in Rental Real Estate with Cold Hard Cash

Real estate investing has been something I’ve been interested in for a long time. The ability to own a home that provides a monthly passive income and grows in value at a consistent rate over time sounds quite appealing to me.

Continue reading “034 | Investing in Rental Real Estate with Cold Hard Cash”