The holiday season is a time for family, fun and relaxation. For those of us who are in debt or looking to save for the future, the holidays can unfortunately feel like a time of stress and worry.
Earlier this week, I caught up with J from Millennial Boss. This 28 year-old working professional / entrepreneur sets huge goals for herself and crushes them. J was dealing with around $100,000 in debt from student loans, credit cards and a new car. Through creating multiple sources of income for herself, she was able to annihilate that debt in 18 short months.
Her next big goal is to become a millionaire by 30 … Yes. Not a typo. 30.
My 5-year old daughter Zoey is in love with Disney princesses. Ariel, Moana and Elsa have all been her “favorite” at one point or another. When she learned there was a magical place that she could meet all of these charming ladies, she immediately asked me “Daddy, when can we go to Disneyland?”
Given my frugal tendencies, I was not thrilled about the costs involved. According to Huffington Post, the average price for a family of 4 to Disneyland can hover close to $5,000. Sorry Zoey, Daddy loves you, but that’s freaking ridiculous.
After taking a deep breath, I endeavored to find a way to make this family trip possible. After all, a sunny vacation in California did sound pretty nice.
On one fine summer day in 2011, I was zipping around on my new moped headed to the local Rite Aid. I had an incredibly important purchase I was about to make.
After breezing through the sliding doors, I headed straight back to the pharmacy area. I was beaming. I was grinning ear-to-ear. Given my excited state, the pharmacist probably thought I was a virgin looking to score my first Trojans. Nope. I was after something much more important.
Last week, Nicole and I made a really FUN phone call. We reached out to our mortgage company and said that we’re ready to pay off our 15-year loan. It was awesome!
I honestly can’t believe we’re here! After 4 years of extra payments and me repeatedly telling my patient wife the monthly balance … our day has come!
I recently attended a conference where I heard story after story of people who have made a full-time living through blogging. They began by choosing a topic that excited them, consistently wrote about it on their blog and eventually made an impressive income.
One presentation I attended featured a blogger who is currently making over $6,000 per month!! Yes, it did take him a several years to get there, but with the right patience, determination and appreciation for your topic it CAN be done.