Building a Million Dollar Blog in Your 20’s – with Michelle Schroeder-Gardner

In 2011, Michelle Schroeder-Gardner started a blog called Making Sense of Cents as a fun hobby. After finding some early financial success with sponsored posts and affiliate marketing, she decided her little blog could actually become a viable business. 

Fast forward to today, Michelle now makes over $1.5 million per year from her blog and continues to see massive success with her overall online-based business. Not only has she gone from $0 to $1.5 million incredibly fast, but she’s done it all in her 20’s.

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How to Consistently Save $85,000 Per Year – with Jamila Souffrant

When a goal-oriented person discovers the excitement and allure of financial independence, there is little that can stop them from reaching this huge milestone.

The intensity and results are multiplied when you have a married couple with a combined six-figure income working toward the same goal. This is a recipe for skyrocketing the net worth and savings.

To demonstrate this type of savings superpower, I’ve invited Jamila Souffrant on the show today. In 2016, she and her husband partnered together to save over $85,000 in just 12 short months.

And then … they did it again in 2017.  

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How Do I Find the Best Financial Advisor?

Our question of the month comes in from Ryan from Pittsburgh. He wants to know how to find the best financial advisor:


Hey Andy,

I’ve been listening to your show for the past few months. I like the way that you and Nicole partner together to meet your financial goals. It’s inspiring me and my wife (who is also coincidently also named Nicole) to do the same.

We’ve been following the Dave Ramsey baby steps and recently paid off our last debt. When we got focused, it really only took us about 2 years to pay off our $60,000 in debt. We both had car loans, student loans and a little bit of credit card debt.

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The Life-Changing Benefits of Complete Debt Freedom

Recently, my family became completely debt free.

No student loans, credit card debt, personal loans, car payments and, yes …  no mortgage.

After 7 years of educating myself, diligent planning and partnership with my wife, we officially do not owe a single dollar to anyone. (We do have a late fee for Moana at the library. Does that count?)

We’re incredibly excited about our young family’s future and the opportunities that our debt freedom has opened up for us.

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