In 2010, my wife Nicole and I got married and started our lives together. Financially speaking, we both really enjoyed the DINK (double income with no kids) status in our first year of marriage. We had a blast going to music festivals, vacationing in the Caribbean and treating ourselves to countless steak dinners.
I’m a pretty solid sleeper. In fact, I come from a long family line of “immediate sleepers”. We lay down on the pillow and, in less than 10 seconds, we’re fast asleep. Now … leaping tall buildings or flying would be cool, but I’ll settle for falling asleep quickly as my super power.
Staying asleep is another story.
Investing for retirement … We all know how important it is. But where do we start?!
How much money do we need? Do we work with a broker? How do we make sure we’re investing correctly?
My mother-in-law, my wife Nicole and I were standing in our kitchen the other day catching up on life. In conversation, Nicole brought up the fact that we’re one year away from paying off our mortgage and we’re excited to see what our life is like when we’re completely debt-free. Our plans for annual vacations with the kids, starting a business and saving more for retirement all came up.
My mother-in-law was very interested in our decision and asked:
“Don’t you need to keep your mortgage for the tax benefits?”
Earlier this year, my brother-in-law suggested I listen to Tim Ferriss Show since I was getting into podcasts. He enjoyed his random topics, high profile guests and Tim’s irreverent humor. I gave it a try and I’ve been enjoying it a lot.
Tim usually has guests on the podcast that have incredible backgrounds like life coaches (Tony Robbins), best selling authors (Seth Godin) and oscar winning actors (Jamie Foxx, Edward Norton). He interviews these guests and dissects their daily habits to learn more about why they are so successful.
One of the questions he always asks his guests:
“What is your morning ritual? “
Last month, work was insane.
I traveled out of town nearly every week. And when I was in the office, I worked some decently late hours.
It was a stressful time for both me and my family.
Thankfully, October is already looking to be a better month so I’ll just chalk it up to the insanity of meeting my year-end sales goals.
I’m happy to say that frantic September is not the norm at my job. My employer challenges me and asks a lot of me, but also gives me the freedom to enjoy other parts of my life.
A few years ago, Nicole and I finally completed our last will and testament. We procrastinated for the better part of two years because we were binge watching Game of Thrones and House of Cards. Excuses yes, but these are some epic shows!