039 | How to Travel to Disney for (nearly) Free

Six years ago, I decided to go credit card free. I had gone through Dave Ramsey’s Financial Peace University* where the credit card was labeled as the enemy of financial freedom. Since Mr. Ramsey’s advice had helped me in so many other areas of my financial life, like paying off our debt and getting proper insurance coverage, I thought avoiding credit cards completely was the smart way to go.

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