Transforming Education to Give Our Kids a Better Future – with Emma Perez

Our kid’s education is important. The time they spend in school can help them determine their plans for college and their future careers.

But is our kid’s school situation the best it can be? Are they really learning? Are we actually preparing them for current global economy?

According to our guest today, time’s are changing and our school system needs to change as well.

Emma Perez joins us today and we’re going to discuss transformation education and how our kids can thrive and live happy lives.

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26 Smart Ways for Moms and Dads to Make More Money

More than ever before, parents are stretched to their limits with the demands of careers and families. We all would love to make more money and provide some extra financial freedom for our families, but how do you do that without driving yourself crazy? What can you do to make some extra money easily that won’t take up too much time?

While I wish it was that simple, any kind of part-time job, side hustle or investment will require some kind of time commitment, and possibly a financial commitment too, in order to get started. Some side hustles will require more time and effort than others, while some of them take time up front to set up and then it gets easier. Let’s look at 26 smart ways parents can make more money.

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How Refinancing and Loan Forgiveness Can Help Your Big Student Debt Problem – with Travis Hornsby

With our country currently drowning in $1.5 Trillion of student debt, it’s fair to say we have a big problem on our hands. This problem is hitting home as well. Couples are delaying marriage, delaying having a baby and even strategically getting divorced to lessen the burden of their student loans.

If you’re listening to this, you may just be one of the many Americans that’s feeling like they are completely under water with these loans.

Well today, I have a very special guest who’s going to talk with us about our options for getting rid of these loans the right way. Travis Hornsby from Student Loan Planner shares how refinancing and student loan forgiveness may be our tickets to student debt freedom.

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Sinking Funds: The Secret to a Successful Budget

Hello all! Andy Hill here …  We have a new guest post from personal finance writer Amy Beardsley from Early Morning Money. Amy is a self-described money geek that is obsessed with simplifying money and breaking free from the burden of debt. Her article below shares why we all need sinking funds in our budgets to help us create that freedom we desire. Enjoy!

When it comes to your family’s finances, you already know you need an emergency fund to protect you from a job layoff or major medical illness. But what about all of those little expenses that come up year after year, like car insurance, Christmas, or your annual family vacation?

That’s what sinking funds are for, and they’re the secret to a successful budget.

When money is tight, or you’re working on a big debt-payoff goal, covering all of your expenses is key to making it work. With sinking funds, you can easily stick to your budget even when faced with costs that don’t come up that often. Here’s how to get started.

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Over $100,000 of Debt Destroyed on a Teacher’s Salary – with Allison Baggerly

For some people, their pile of debt can feel so huge that paying it off just feels like fiction. It feels impossible. It feels overwhelming.

Well today, I’ve invited someone on the show who felt the same exact way, but then she took action and won the battle against her debt.

Allison Baggerly and her husband partnered together to pay off $111,000 of debt in 4 ½ years. They completed this difficult feat on two teacher’s salaries with two little kids at home. In our interview, she’s going to share with us how she did it.

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Why Lazy Investors Become Wealthy – with Mansi Singhal from qplum

For our Fintech Spotlight segment this month, we are featuring qplum, a company that is bringing AI, data-driven strategies, and affordability to the world of investing. I’ve invited the co-founder and CEO of qplum, Mansi Singhal, to tell us more about the company today.

We’re also going to discuss why monitoring our investment portfolio might actually be a really bad idea.

Andy Hill: The markets have been up and down a lot lately, and I’ve been checking my portfolio a lot more frequently. Why is that not a good idea?

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Should I Stop Investing For Retirement When Paying Off Debt?

Our second question of the month comes in from a new listener named Erik!

Hey Andy,

Erik here. I’m a new listener on the Marriage, Kids and Money Podcast. I appreciate all you’re doing to help families achieve financial independence.

When you originally started out with Dave Ramsey doing the Total Money Makeover, did you stop continuing saving for retirement during Baby Step 2?

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With a New Baby, How Do We Prepare Financially?

Our question of the month comes in from Stephen:

Hey Andy!

My wife and I are expecting our first child this year, so it will be a true test on how we work around the new costs we will be accruing. I am on pace to pay off a student loan in 3 years and I don’t want to break that. We max out our 401k and we pay extra on our mortgage and my student loan each month.

I don’t want to lose this momentum we have — we both promised ourselves we would never decrease our 401k contributions because we value investing in our future too much. I guess I’m divulging all of this to ask …

What do you advise so I don’t lose momentum when the baby comes?

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