How Paying Off Our Debt Put Us In Marriage Counseling – with Andy & Nicole Hill

When we paid off our mortgage early, it was one of the happiest days of my life. The major reduction in our overall annual expenses and my stress level was immediate. We celebrated with the whole family (check out our epic celebration here).

Little did I know though that one of the best days of my life would lead to one of the largest disagreements I’ve ever had with my wife of 8 years. We were really good at paying off the mortgage together, but we were not prepared for what we’d do with the money afterward.

We both had different ideas of what we should do with the money, but we didn’t communicate them to each other very effectively. (Well, I really didn’t).  

To help remedy the situation, we decided to attend marriage counseling sessions after they were recommended by a good friend. It was one of the best decisions we’ve ever made as a couple.

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How to Become a Millionaire in your 30’s – Interview 6 (Balance)

We’re back with another young millionaire interview!

For the last six weeks, we’ve interviewed one 30-something millionaire or soon-to-be millionaire. The goal is to give you (the readers of this blog) an inside view on what it takes to reach this incredible milestone.

This week we’re joined by the blogger behind My Financial Journey who is well above the 7-figure mark in his 30’s. He’s sharing why paying yourself first really makes the biggest financial difference.

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Track Your Net Worth and Become a Young Millionaire – with J. Money

Growing your income year after year is definitely something to be proud of. The increased pay can allow you to enjoy more and experience more.

But you know what’s a more important barometer for your financial health?

Net worth.

Through the many financial conversations I’ve had and even in my personal experience, a lot of people do not know what net worth is and why it’s important.

Today, we’re going to change all that.

I’ve invited a man who’s been tracking his net worth every month for the last 10 years! Yes, that’s more than 120 net worth charts. That’s dedication.

This mystery man goes by J. Money from the very popular Budgets Are Sexy blog. 

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How to Become a Millionaire in your 30’s – Interview 5 (Focus)

When we set a big goal and become hyper focused on making it a reality, there’s little that can stop us. What will often boost us forward is advice from people who’ve already achieved our big goal.

For those of us set on becoming a millionaire in our 30’s, Dom from Gen Y Finance Guy will be our mentor today. You’re going to love Dom’s transparency, openness and honesty in our interview. He’s here to help you win and become a millionaire before your 40th birthday.

Enjoy!

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Have I Committed to Too Many Kids’ Activities?

Our second question of the month comes in from Allison from Missouri:


Hi, Andy!

You’ve said that Nicole keeps you balanced with actually living life while still trying to reach your financial goals. How do you balance kids’ activities and optional expenses?

My kids are 4 and 1, and we have just started to branch out into formal activities like swimming lessons and gymnastics classes. I know that parents can go nuts with fun and enriching activities and kid events, easily spending hundreds of dollars a month. I’m not interested in being a tightly scheduled family or spending tons of money on activities, but I also don’t want to lean too far into “living in a cardboard box” territory. I’d love to hear your perspective on how your family balances kids’ activities and expenses.

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I’m debt free. Now what?

Our first question of the month is from Brian from Michigan:

Hi!

After reading one of your millionaire interviews, I found your debt freedom story and your path sounds like mine.

My wife and I have gotten serious about paying off our debt after we learned she was pregnant 6 months ago. We are now nearing the debt-free finish line. Only two more months to go and we’ll be student debt free, car debt free and credit card debt free … really all debt free outside of our mortgage.

All in all, we’ll have about $600 extra each month when we’re done. Outside of going on a weekend getaway to celebrate (no drinking because of the baby *snap*), we want to keep building wealth. Any suggestions for the extra cash each month that will keep moving us forward?

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How to Become a Millionaire in Your 30’s – Interview 4 (Consistency)

Wouldn’t it be such an amazing accomplishment to become a millionaire before the age of 40?

One of the listeners of the Marriage, Kids and Money Podcast is marching toward that 7-figure status and she wants to share how she’s getting there.

As I’ve mentioned in the past, some of our young millionaires prefer to stay anonymous so they feel comfortable sharing ALL of the juicy details to help you win.

Here’s Mrs. Anonymous from the Midwest to share how she’s helping her family grow wealth and reach millionaire status!

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$330,000 Mortgage Crushed in 5 Years on a Single Income – with Talaat McNeely

Today, we’re chatting about Mortgage Freedom.

Eliminating the largest debt in your life … Owning your home outright.

If you’re reading this and you’re thinking, “Well … you always have a mortgage. That’s just something you need to pay forever. No one pays off their mortgage.”

Well, I have a guest today that completely disagrees with that statement.

Talaat McNeely joins me today on the show to discuss how he and his wife, Tai, paid off their $330,000 mortgage in just 5 years. Not only did they complete this impressive feat incredibly fast, but they did it on a single income.

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How to Become a Millionaire in your 30’s – Interview 3 (Career)

Do you ever wonder how you can become a millionaire in your 30’s?

Well, I sure do!

In my quest to solve this mystery, I’m completing one interview a week with a young millionaire and asking them how they reached 7-figure status before their 40th birthday.

This week, we hear from Mr. Shirts from Stop Ironing Shirts about how he’s become a millionaire in his mid-30’s. You can find him tweeting away @Stironingshirts on Twitter.

Here’s this week’s interview with Mr. Shirts!

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Optimize Your Family Life with Real Estate – with Chad Carson

I’m very interested in getting into buy-and-hold rental real estate. The additional income and the ability to grow a business that my family can be a part of just gets me all jacked up.

To continue to fan the flames of my real estate dreams, I’ve invited Chad Carson on the show today. Chad is a full-time real estate investor, world traveler, father of two and a dedicated husband.

For the last 15 years, Chad has built a real estate portfolio that has allowed his family to comfortably live without the need for full-time W-2 employment. He uses his extra time to spend quality time with his wife and kids and create lifelong memories together both locally and globally. 

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