Have you ever thought about refinancing your home? Most homeowners I know have entertained the thought at one time or another. They think it’s probably a good idea, but don’t know if it makes sense for them or not. Mortgages are confusing already. Refinancing adds to the confusion and if you don’t know what you’re doing, it can cost you big time. Let’s look at when it makes sense to refinance your mortgage and when it’s a bad idea.Continue reading “When It Makes Sense to Refinance Your Mortgage (And When It Doesn’t)”
Have you ever taken the time to calculate your net worth?
It’s something that most people have never done despite it being one of the most important financial numbers. It doesn’t matter how young or old you are or whether you consider yourself rich, poor or somewhere in between.
It’s fairly simple to figure out your net worth. If you haven’t done it yet, let’s walk through why it’s important and the best way to calculate it.Continue reading “Why You Should Track Your Net Worth (And How To Do It Easily)”
More than ever before, parents are stretched to their limits with the demands of careers and families. We all would love to make more money and provide some extra financial freedom for our families, but how do you do that without driving yourself crazy? What can you do to make some extra money easily that won’t take up too much time?
While I wish it was that simple, any kind of part-time job, side hustle or investment will require some kind of time commitment, and possibly a financial commitment too, in order to get started. Some side hustles will require more time and effort than others, while some of them take time up front to set up and then it gets easier. Let’s look at 26 smart ways parents can make more money.Continue reading “26 Smart Ways for Moms and Dads to Make More Money”
There are mobile apps for just about everything nowadays. This includes apps designed to help you improve your personal finances through budgeting.
Using a budget is an excellent way to eliminate debt, save money, and reach your financial goals faster. With new budgeting apps available to download every year, which ones are the best for you and your family to improve your finances?
Here are 10 budgeting apps to that we like.Continue reading “10 Budget Apps That Make Your Personal Finance Goals Easy”