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Mortgage Free: Complete Debt Freedom During a Financial Crisis – with Keith Robinson

For most of us, housing is one of the biggest expenses we face each month. Experts suggest keeping housing to 30% of your budget, yet high cost-of-living areas can claim much more. It’s a huge expense no matter where you live, and many people can’t imagine what it’s like to live without a mortgage. If you’ve ever wondered exactly what it feels like to be mortgage-free, you won’t want to miss this conversation.

As someone who also prioritized paying off our mortgage, I love to hear other people’s stories about debt freedom. It’s especially important to share these stories, as no two journeys are alike.

Keith Robinson sat down with me to discuss the actual earth-shattering moment he and his family became mortgage-free. In addition to sharing the twists and turns of his debt-free journey in California, he also delivers actionable tips if you want to pay off your mortgage early. 

Let’s dive in. 

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FIRE Movement: Pros and Cons of Pursuing Financial Independence

There’s more to life than working and paying bills. If you’re like most people, you dream of a week filled with more time and more freedom. That’s why a growing number of people are joining the FIRE movement. Here’s a crash course on the pros and cons of financial independence, as well as some insight into how our family is pursuing FIRE.

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Zeta Review (2020): Personal Finance Budgeting App for Couples

Learning how to manage money as a couple is one of the biggest hurdles you’ll face. A study by TD Bank found that nearly 40% of couples between the ages of 23 and 38 fight about money at least once a week.

Once a week! That’s 52 fights a year you could avoid by learning to manage money better as a couple. 

That’s where the Zeta: Couples Finance app comes in. It’s a free budgeting tool designed for couples. Keep reading this Zeta review to find out if it’s right for you and your partner.

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Preparing for a Recession: Our Family’s 5 Step Financial Plan

This pending recession has thrown our happy family schedule all out of whack.

  • School: Our kid’s school is closed for the next 3 weeks. It’s looking likely that might extend at least 8 weeks and maybe through the rest of the school year.
  • Work: Our President recommends against gatherings of 10 or more so Nicole will more than likely be joining me as we work from home with kids.
  • Money: Although it probably wasn’t smart, I tracked our net worth losses over the past month and we’re down by at least $100,000 (and that is before the crazy stock market activity this week).

I’m sure our situation pales in comparison to other families who may soon be out of work. That’s going to affect a lot of families, small businesses and our country’s economy.

As we figure out what’s next, I wanted to share 5 things our family is doing to deal with the Coronavirus (COVID-19) season. I hope it helps you as you’re planning for your family. 

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Teen Entrepreneurs: Inspiring Kids to Start a Small Business – with Rob Phelan

When it comes to mastering personal finance or exploring entrepreneurship, one of the most common laments I hear is that people wish they started sooner. Managing money well and taking the leap into entrepreneurship are no small tasks, so wanting a head start makes sense. But exactly how can parents and teachers help someone become a teen entrepreneur?

I sat down with educator and entrepreneur Rob Phelan to learn some specific steps parents and teachers can take to raise more money-savvy kids. As someone who recently took the plunge into full-time entrepreneurship myself, I couldn’t wait to learn more. If you think that entrepreneurship for kids simply means mastering the art of the lemonade stand, you don’t want to miss this chat.

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26 Smart Ways Parents Can Save Money on Daycare

Raising kids is one of life’s greatest joys. It’s also one of the most expensive. Think about how much you fork over for the cost of daycare every month and you’ll know what I mean. With rising prices, it’s getting more and more difficult to find ways to save on daycare. 

A study by Care.com found that almost half of families in the US are spending at least 15% of their income on childcare costs. But what’s interesting is that the US government defines “affordable care” as 7% or less of household income.

So how can you save on daycare to make it more affordable? It depends on where you live, whether you have family nearby, and how old your kids are. 

Saving money on daycare is possible. Here’s how to do it.

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How Being Honest in my Marriage Helped us Pay Off $61,000 of Debt – with Michael Lacy

Being in debt can cause mental stress, physical stress and marital stress.

Michael Lacy and his wife Taylor were under marital stress when their debt caused them more problems than they were prepared for. After some honest discussions and hardcore planning, they managed to pay off all their debt and come out stronger as a couple.

Michael now helps other couples find common ground and work together on their finances through Winning to Wealth and podcast Wealthy Neighbors.

Today, we talk about how they first accumulated $61,000 of consumer debt, how they worked through their marital problems and what they’re doing with their money now that they are debt-free.

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3 Real Estate Investing Strategies for Minimalists

For years now, my wife and I have been sitting on the sidelines of real estate investing. We’ve been watching people grow their wealth, expand their portfolio and grow their passive income. 

We have the money to jump into the single-family rental property game. In fact, we saved up over $100,000 over the past few years to buy our first property in cash. 

Our family is convinced that owning rental properties would help us build wealth and we’re financially prepared to do it. But still, we sit waiting and waiting to make it become a reality. 

I didn’t realize the reason until recently … We’re strapped for time and we have a deep desire to maintain a minimalist lifestyle. 

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How Living on 50% of Our Income Helped Us Reach Financial Freedom – with Kelly Smith


There may not be a single right way to achieve financial freedom, but supersizing your savings is certainly a powerful strategy.

But what does supersizing your savings mean? More importantly, how does someone go about doing that?

I sat down with Kelly Smith from Freedom in a Budget to learn more about how she and her husband are crushing their goals and enjoying their lives while living on 50% of their income. 

In our chat, Kelly proves that budgets aren’t constricting. They’re a pathway to freedom. She shares details on making the decision to take the 50/50 path, milestones they’ve already crossed, and where they are headed.

Plus, she offers actionable steps for people who want to make more money and want to make saving 50% of your income a reality. 

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How This Couple Makes $250,000 Per Year Blogging – with Kelan and Brittany Kline


Imagine being able to take your side hustle to the next level and quit your full-time job?

That’s exactly what Kelan and Brittany Kline managed to do after working on their blog for over a year. They were able to leave the shackles of their day job and go full-time with their passion project: The Savvy Couple, a blog and community that helps families organize their lives, simplify their finances and unlock the freedom to do more of the things they love.

We chat about how they get into blogging as a side hustle, how they first started making money and their future plans for their business and family.

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