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Honey, I died.  Here’s what to do with the life insurance money.

Hello Nicole.  I’m not really dead.

Sorry about that spooky title.

But if I do die unexpectedly, I want you to give you and the kids a clear path to feel safe and well taken care of …

Hence why I’m writing this letter to you today …

The Warm Blanket of Life Insurance

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The Joy and Annoyance of Kids – with Clint Edwards

Children … They provide us with a sense of pride that is unmatched.

Raising kids truly feels like the reason we’re placed on this earth.  We learn from them, we grow with them and the bond that is formed is a blessing from God.

Children are also QUITE annoying, sticky and interrupt you constantly.
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My Credit Card Makes Me Happy

One random day five years ago, I was eating lunch at home and messing around on this new thing called an “iPad”.

Because I’m a money nerd, I went to the iTunes store, searched for personal finance and I found Dave Ramsey’s app.  Before that $5 footlong lunch, I knew nothing about Dave Ramsey.  By the time I finished my meal, I was absolutely hooked on his brand of no-nonsense debt elimination advice.

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4 Newlywed Debt Destruction Tips

In 2010, my wife Nicole and I got married and started our lives together. Financially speaking, we both really enjoyed the DINK (double income with no kids) status in our first year of marriage.  We had a blast going to music festivals, vacationing in the Caribbean and treating ourselves to countless steak dinners.  

But something was looming that I hadn’t addressed … My mountain of debt that I brought into the marriage.  

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Investing Made Simple – with Scott Alan Turner

Investing for retirement … We all know how important it is. But where do we start?!

How much money do we need? Do we work with a broker? How do we make sure we’re investing correctly?

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Keep the Mortgage for Tax Savings?

My mother-in-law, my wife Nicole and I were standing in our kitchen the other day catching up on life.  In conversation, Nicole brought up the fact that we’re one year away from paying off our mortgage and we’re excited to see what our life is like when we’re completely debt-free.  Our plans for annual vacations with the kids, starting a business and saving more for retirement all came up.

My mother-in-law was very interested in our decision and asked:

“Don’t you need to keep your mortgage for the tax benefits?”

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My Tim Ferriss Inspired Morning

Earlier this year, my brother-in-law suggested I listen to Tim Ferriss Show since I was getting into podcasts.  He enjoyed his random topics, high profile guests and Tim’s irreverent humor.  I gave it a try and I’ve been enjoying it a lot.

Tim usually has guests on the podcast that have incredible backgrounds like life coaches (Tony Robbins), best selling authors (Seth Godin) and oscar winning actors (Jamie Foxx, Edward Norton).  He interviews these guests and dissects their daily habits to learn more about why they are so successful.

One of the questions he always asks his guests:

“What is your morning ritual? “

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Is Work-Life Balance a Myth?

Last month, work was insane.

I traveled out of town nearly every week.   And when I was in the office, I worked some decently late hours.

It was a stressful time for both me and my family.

Thankfully, October is already looking to be a better month so I’ll just chalk it up to the insanity of meeting my year-end sales goals.

I’m happy to say that frantic September is not the norm at my job.   My employer challenges me and asks a lot of me, but also gives me the freedom to enjoy other parts of my life.

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Create Your Last Will and Testament in 6 Easy Steps

A few years ago, Nicole and I finally completed our last will and testament.  We procrastinated for the better part of two years because we were binge-watching Game of Thrones and House of Cards. Excuses yes, but these are some epic shows!

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