For the new year holiday weekend, my family drove up to Marquette, Michigan to spend some quality time with my sister and her family. A winter trip to the Upper Peninsula of Michigan might not sound like the thrill of a lifetime to some, but for us Marquette is our family’s little slice of heaven.
Both require determination, passion and the ability to communicate effectively.
2017 is right around the corner!
I’ve made some exciting and challenging goals for myself for the new year. Some are short-term and some are long term. I like to dream big with my goals, but also infuse some reality into the process.
2017 is my “M&M&M” year … Marathon, Mortgage and Millionaire.
This home had everything she was looking for including an attached garage, open floor plan, updated kitchen, walk-in closet and a big backyard on a half-acre lot. She told me that this was THE ONE and as soon as I got home from out-of-town, I had to see it.
My wife has excellent taste and the majority of the time we are in sync. I wasn’t worried about liking it. I was worried about getting a BIG OLE MORTGAGE to pay for it!
3 years ago, Nicole and I moved into our forever house. It was love at first sight.
Compared to our previous 1,100 square foot bungalow, this new tri-level home had a bigger yard, an open floor plan and neighbors that became instant friends of ours.
When it came time to choosing the mortgage, we didn’t want our dream home to turn into a nightmare.
One random day five years ago, I was eating lunch at home and messing around on this new thing called an “iPad”.
Because I’m a money nerd, I went to the iTunes store, searched for personal finance and I found Dave Ramsey’s app. Before that $5 footlong lunch, I knew nothing about Dave Ramsey. By the time I finished my meal, I was absolutely hooked on his brand of no-nonsense debt elimination advice.
My mother-in-law, my wife Nicole and I were standing in our kitchen the other day catching up on life. In conversation, Nicole brought up the fact that we’re one year away from paying off our mortgage and we’re excited to see what our life is like when we’re completely debt-free. Our plans for annual vacations with the kids, starting a business and saving more for retirement all came up.
My mother-in-law was very interested in our decision and asked: