It’s Time To Become a Financial Grownup – with Bobbi Rebell

There comes a time in our lives when we’re ready to take control of our finances. Perhaps we’re sick and tired of our mountain of student loans or our pitiful savings account.

Maybe we’re finally ready to invest for our retirement …

But where do we begin? There are so many things to do and we’re WAY behind!

Have no fear my friends … I’ve invited CFP and Personal Finance Author Bobbi Rebell on the show to share how we can all become Financial Grownups starting today.

Continue reading “It’s Time To Become a Financial Grownup – with Bobbi Rebell”

Should I Pay Off My Mortgage or Invest?

Our question of the month comes in from Luke from Indiana:


Hey Andy,

I was reading on your blog that you recently paid off your mortgage early. Congratulations!

I’m a Dave Ramsey guy like you and we’re getting close to baby step 6. I’m considering going heavy into paying off my mortgage like you did, but I’m also thinking it might be smarter for me to invest more for my retirement or just simply invest in the market. I also know market returns are unpredictable and we’re near all-time highs.

I have a 15-year mortgage at around 4% and the principal sits around $200,000. My wife and I are both working – we like what we do and combined we make around $200,000 per year. I feel like we could throw $50k per year at the mortgage and we’d be done in 4 years or less.

That could also be a good amount to throw at our retirement each year too.

What would you suggest for us? Should we pay off our mortgage or invest the money?

Continue reading “Should I Pay Off My Mortgage or Invest?”

Do I Really Need a Financial Advisor? – with Joe Saul-Sehy

Taking advantage of the stock market is an incredible way to build wealth for your family. By investing in the market, you are forcing your money to work for you. Your money starts to make you more money!

But … Where do we start?

Can we do this ourselves?

Should we turn to a financial advisor?

How do I know a good advisor from one that’s just trying to sell me financial products that only benefit them?

Our guest today, Joe Saul-Sehy is going to help us with this exact conundrum.

Continue reading “Do I Really Need a Financial Advisor? – with Joe Saul-Sehy”

How to Achieve Financial Independence and Retire Early – with Deacon Hayes

Financial independence and early retirement are huge accomplishments. Like running a marathon, becoming debt free or losing 100 pounds, they require focus, patience and a whole lot of perseverance.

This monumental financial status allows you the freedom to do what you want when you want and have the location independence you desire.

Author Deacon Hayes joins me today to talk about his new book, You Can Retire Early! We’re gonna review the ins and outs of how each and every one of us has the opportunity win at the game of early retirement.

Continue reading “How to Achieve Financial Independence and Retire Early – with Deacon Hayes”

7 Free Money Tools That Will Help You Build Wealth Today

Have you ever heard the saying, “You get what you pay for”?

This statement is essentially inferring that you if you want quality, then you’ll have to throw down some cash.

I used to believe that, but I don’t anymore. Over the last 7+ years, I’ve discovered more and more apps, tools and websites that have helped me on my journey to financial freedom. Most of my favorites have been completely free.

Continue reading “7 Free Money Tools That Will Help You Build Wealth Today”

Why I Did A 401k Rollover After Leaving My Job (and How I Did It)

In 2014, my wife Nicole and I both started new careers. She moved from corporate recruiting into the role of Stay-at-Home Mom when our son Calvin was born. I moved to a new marketing agency to advance my career in account management.

After Nicole and I partnered together to pay off all of our debt, this single income life was something we were prepared for. It wasn’t an easy financial change, but it was completely worth it in our opinion.

With those new role changes we not only left old jobs behind, but we also left old 401k accounts behind as well. Since we both had been at our previous jobs for a while, the idea of rolling over our 401k accounts was new to us. We heard that we were definitely “supposed to” do the rollover immediately, but we didn’t really know why.

Following the “supposed to” advice, I decided to move forward with rolling over both of our 401k accounts into IRAs.

Continue reading “Why I Did A 401k Rollover After Leaving My Job (and How I Did It)”

How Do I Find the Best Financial Advisor?

Our question of the month comes in from Ryan from Pittsburgh. He wants to know how to find the best financial advisor:


Ryan:

Hey Andy,

I’ve been listening to your show for the past few months. I like the way that you and Nicole partner together to meet your financial goals. It’s inspiring me and my wife (who is also coincidently also named Nicole) to do the same.

We’ve been following the Dave Ramsey baby steps and recently paid off our last debt. When we got focused, it really only took us about 2 years to pay off our $60,000 in debt. We both had car loans, student loans and a little bit of credit card debt.

Continue reading “How Do I Find the Best Financial Advisor?”

Teaching Your Kids How to Set Financial Goals – with Tanya Van Court

There’s nothing wrong with having things, liking things and wanting things. Especially when you’re a kid. From our own personal experience though, we’ve found most of our joy in life has been derived from experiences – memorable, fun and rewarding experiences.

In my never-ending quest to give my kids the best life possible, I reached out to Tanya Van Court about the very subject of helping our kids appreciate experiences over things. Tanya is the founder and CEO of a company called Goalsetter. They’ve created an organization that’s helping kids save for the most important moments, experiences and goals in their lives.

Continue reading “Teaching Your Kids How to Set Financial Goals – with Tanya Van Court”

Protect Your Family With Hassle-Free Term Life Insurance – with Jeremy Hallett

Last month at a dinner in Dallas, I met Jeremy Hallett who is the founder of Quotacy. We chatted about his new company being a hassle-free resource for life insurance. He let me know that their big goal is to protect 1,000,000 families by getting them set up with affordable term life insurance.

Continue reading “Protect Your Family With Hassle-Free Term Life Insurance – with Jeremy Hallett”

Planning Your Family’s Financial Legacy – with Cameron Hendricks

Increasing your savings, making more money and amassing wealth can have a huge impact on your personal finances. Your wealth can allow you to buy things that bring you joy, experience incredible vacations and create more free time for yourself. For some people, building wealth isn’t just about personal enjoyment. It is about leaving a legacy for your family.

Continue reading “Planning Your Family’s Financial Legacy – with Cameron Hendricks”