Have I Committed to Too Many Kids’ Activities?

Our second question of the month comes in from Allison from Missouri:


Hi, Andy!

You’ve said that Nicole keeps you balanced with actually living life while still trying to reach your financial goals. How do you balance kids’ activities and optional expenses?

My kids are 4 and 1, and we have just started to branch out into formal activities like swimming lessons and gymnastics classes. I know that parents can go nuts with fun and enriching activities and kid events, easily spending hundreds of dollars a month. I’m not interested in being a tightly scheduled family or spending tons of money on activities, but I also don’t want to lean too far into “living in a cardboard box” territory. I’d love to hear your perspective on how your family balances kids’ activities and expenses.

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Why You Need an Identity Outside of “Parent” and “Employee” – with Mark Bovair

As young parents, we can easily lose our identity. If we’re not feeding, clothing and cleaning up after our children, then we’re at our full-time jobs grinding away trying to pay the bills.

Where is the “me” time?

When do I get time for my hobbies and interests?

That’s what I’m exploring today with my special guest, Mark Bovair.

Mark is a single father of 3 who hails from the great state of Michigan (like me). Personally, I really enjoy his conversations and perspective around fatherhood, balancing work with a pursuit of your passions and discovering who you really are.

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Why Playing Games With Your Kids Will Save Them From Living Paycheck to Paycheck – with Paul Vasey

I’m all about giving my kids the very best in life. That all starts with equipping them with the ability to provide for themselves in the future. Basic financial literacy is a great place to start.

Given that 78% of Americans live paycheck to paycheck, according to CNBC, it is incumbent on us as parents to start the financial education process early so our kids will have better lives than we do.

There’s no one better to talk about these elementary (and crucial) math skills than Paul Vasey. Paul is the founder of Cash Crunch Games. This is a series of games for kids that teach money habits that will help them not live paycheck to paycheck and truly win in life.

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Grow Your Side Hustle into a Full-Time Family Business – with Tom and Ariana Sylvester

More and more Americans are embracing the side hustle lately. The massive amount of debt in our country is forcing people to get a second or even a third gig to make ends meet.

But what if you start to really dig your gig?

Maybe you see this gig turning into a real “grown up” business …

How can we leave our 9 to 5’s and pursue our new passion while still providing for our family?

I’ve invited two guests on the show today that will help us answer this very question. Tom and Ariana Sylvester are a married couple that not only raises children together, but they also build businesses together.

They run a coaching business called Lifestyle Builders where they help everyday people build their lifestyle through entrepreneurship. Also, they own a liquor store, invest in real estate and still have time to be present parents to their two small kids.

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When An 18-Year Old Learns How to Become a Millionaire

Have you ever encouraged someone to do something positive in their lives for a long time and then FINALLY they do it? This happened to me recently and I could not be happier with the result.

Last month, I checked Facebook and discovered this message from my sister:

Look what I found when I opened up the family computer this morning! :-O Thank you so much for having such a positive influence on my 18-year old!

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Our $6,000 Family Vacation to Cabo Only Cost Us $300 – Here’s How We Did It

The Hill Family just got back from the best vacation we’ve ever been on together. Well, it was the only one we’ve ever been on together, but nonetheless, it was incredible.

We spent five nights and six days at the beautiful Paradisus in Los Cabos, Mexico. This all-inclusive resort was a true luxury getaway for our busy young family.

The kids played all day with us in the family-friendly pool and met new friends in the kid’s club. Nicole and I enjoyed exercising in the fitness center in the mornings, laying out in the pool cabanas during the day and eating at a different on-campus restaurant each night. We didn’t even care if the kids ate all of their food because it was all inclusive!

For Mother’s Day, I even booked a couple’s massage and facial at the spa. It was so relaxing that I fell asleep during the treatment (don’t tell Nicole).

It was a memorable week and we’re so glad we did it. The best part of all …

The entire trip only cost us $329.

Yep, all of it … The flights, hotel, food, private transportation and even the freakin’ spa. $329!

Let me tell you how we did it …

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Forget Divorce and Become a Legendary Couple with Kids – with Brandy and Lance Salazar

When we’re young, in love and newly married, we feel like nothing can stop us. We’ve found our soul mate and the romantic love is on fire.

Then the kids come into the picture and there’s little less time for “us”.

  • How do we continue to make our marriage a priority with the responsibilities of parenthood?
  • How do we align our actions and our finances to support a healthy marriage?

Today, I’ve invited two guests on the show who are going to help me answer these questions.

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How One Parent Helped Her Son Earn $700,000 in College Scholarships – with Pam Andrews

According to Student Loan Hero, the average student debt for 2017 graduates is close to $40,000. And our nation’s total student debt is now hovering around $1.5 TRILLION!

I want to do everything in my power to protect my kids from this colossal disaster. 

To help calm my nerves, I’ve invited Pam Andrews on the show today. We’re gonna chat about how she helped her son earn $700,000 in college scholarships. Pam’s son can now attend college and graduate completely debt free … and then some. 

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Why I’m Increasing My Charitable Giving (And How My Kids Are Helping)

I only have one life and I want to make the most of it. For me, that means following my driving desire to give my family the best I possibly can.

Financial prosperity is an incredible gift that I can leave my kids for sure. They will take the knowledge, assets, and example we’ve given them to further strengthen our family tree in the future. That would unquestionably be a successful life in my book.

Lately though, I feel like I’ve been neglecting a major piece of the family prosperity puzzle: Charitable Giving.

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