Transforming Education to Give Our Kids a Better Future – with Emma Perez

Our kid’s education is important. The time they spend in school can help them determine their plans for college and their future careers.

But is our kid’s school situation the best it can be? Are they really learning? Are we actually preparing them for current global economy?

According to our guest today, time’s are changing and our school system needs to change as well.

Emma Perez joins us today and we’re going to discuss transformation education and how our kids can thrive and live happy lives.

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With a New Baby, How Do We Prepare Financially?

Our question of the month comes in from Stephen:

Hey Andy!

My wife and I are expecting our first child this year, so it will be a true test on how we work around the new costs we will be accruing. I am on pace to pay off a student loan in 3 years and I don’t want to break that. We max out our 401k and we pay extra on our mortgage and my student loan each month.

I don’t want to lose this momentum we have — we both promised ourselves we would never decrease our 401k contributions because we value investing in our future too much. I guess I’m divulging all of this to ask …

What do you advise so I don’t lose momentum when the baby comes?

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How Busy Moms Can Create a Successful Part-Time Business (Without Sacrificing Family Time) – with Crystalee Beck

On today’s podcast, we’re talking about building successful six-figure businesses. This one is for all you busy Moms out there looking to have a business you can call your own.

But as young parents, how can we grow a business that we’re passionate about and make enough money to support our family?

To help us unlock this magical money mystery, I’ve invited Crystalee Beck on the show today.

Just a few years ago, Crystalee got laid off in the midst of her second pregnancy. Today, she’s a 6-figure entrepreneur working just 20 hours per week. Let’s find out how she’s done it!

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10 Steps to Young Family Wealth and Happiness

Over the past two years when I run into someone and tell them about my podcast, one major question that continues to come up is  “What have been your biggest takeaways?”

It’s a great question.

It’s the whole reason I started the show. I wanted to learn from some incredibly smart, family-centric, wealthy, philanthropic, independent, in-control of their future rock stars that would motivate me to give my family the best life possible. And it’s worked.

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Why Parents Shouldn’t Tie Allowance to Chores – with John Lanza

It’s important to concentrate on our own financial situations, but as parents, we can’t forget to teach our kids the principles of financial literacy as well. These lessons can be taught by instituting an allowance program or chore and reward system.

John Lanza, the author of The Art of Allowance, joins us on the show to talk about how we can develop a system like this. The earlier parents start, the better off their kids will be.

As we start to make progress here, John has a key piece of advice for the parents out there: Don’t pair allowance with chores.

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Becoming a Foster Parent and Achieving Financial Independence at 32 – with Jillian Johnsrud

On any given day, there are around 438,000 children in foster care in the USA. Almost a half million kids without a forever home…

That is a major issue in our country and some parents are taking action to help.

Today, we’re chatting with Jillian Johnsrud on why she and her husband decided to become foster parents to 4 children in addition to becoming parents to two biological kids. We’re also going to discuss how she and her husband embraced minimalism and achieved financial independence in their 30’s. 

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Managing Gift Expectations with your Kids During the Holidays

It’s that time of year again! The holiday season is upon us and we’re about to start shopping for gifts for our kids.

Yes, we want to see their faces lit up with joy when they get that new toy they’ve always wanted, but we also want to make sure we’re not going into major credit card debt to get those smiles.

With the “perfect” gifts, you and your kids may both be smiling in December, but come March when you’re still paying down that debt … you won’t be smiling anymore.

According to Magnify Money, shoppers in the US racked up an average of $1,054 of debt during the holidays and more than half of those surveyed expected it would take at least 3 months to pay it back.

This doesn’t mean we shouldn’t buy anything for our kids. It just means we should do it responsibly.

Here are 5 strategies for getting through the holidays debt-free and managing your kid’s expectations in the process.

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How to Become a Millionaire in your 30’s – Interview 11 (Juan)

When you truly become intentional about your actions, there’s little you can’t accomplish.

The next member of the Young Millionaire’s Club is walking, talking proof that good things come to the intentional.

Juan from A Journey to FI joins me today to discuss how taking some short-term sacrifices in his life lead to some long-term financial wins for his family. At a $1.3 million net worth in his late 30’s, Juan is charging toward financial independence and not stopping to look back.

Let’s welcome Juan!

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Don’t Time the Market – with Rocky Lalvani

It is so important to evolve and to keep up with the ever-changing world. Because when we’re complacent and stuck in our ways, opportunities, excitement and potential wealth can pass us by.

I’ve invited someone on the show today who lives by this credo and his name is Rocky Lalvani.

Rocky is a life and money coach who has built a multi-million dollar fortune, not from his coaching biz, but from living a life focused on flexibility, frugality, and family.

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How to Become a Millionaire in your 30’s – Interview 10 (Marc)

Building and growing your own online businesses can be an incredible way to get some extra cash. In the case of our interviewee today, it was great way for him to become a millionaire in less than 10 years.

Marc from Vital Dollar joins me today to discuss how during his 30’s he went from a $50,000 net worth to $1,400,000.

The Young Millionaire Interviews continue my friends! Enjoy our 10th interview!

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