Why You Need Life Insurance Today – with Jen Fowler

Life is precious. One day, we’re spending quality time with our family and making beautiful memories together. And the next day, we’re diagnosed with inoperable stage 4 brain cancer. I don’t say this to be flippant. I say this because we truly don’t know what tomorrow will bring. That is why we need to protect our family’s financial future with life insurance.

I’ve spent some time on Reddit lately reading stories of families who have recently lost a loved one and how life insurance (or the lack of it) has affected their lives. Not only does death take an immense emotional toll on the family, it can take a huge financial toll as well.

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How to Create a Chore and Reward System for Kids

This month, my goal is to get my daughter Zoey focused on helping out more around the house. I remember when I was a kid, we had a chore chart list and if I completed all of my tasks, I would get an allowance. It helped me correlate hard work with reward. I want to do the same thing for Zoey.

Now, she’s only 5 years old so I can’t exactly get her to shovel the walkway or cut the grass quite yet. There are a lot of other age-appropriate activities for her though. 

Nicole and I want Zoey to do certain chores around the house because she’s just a member of the family and that’s “what you do”.  And there are other chores where she’ll receive money. 

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3 Smart Alternatives to Loaning Family Money

Lately, I’ve been taking Uber and Lyft to the airport for my work travel. It gives me 40 free minutes to relax, work or have random conversations with the drivers. One recent chat with a Lyft driver reminded me that loaning family money can cause more harm than good.

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How to Get $126,000 in College Scholarships – with Jocelyn Paonita

When my daughter Zoey was born we met with a financial advisor to discuss her future college needs. He advised us that for Zoey to attend an in-state college like Michigan State University, we’d be looking at a price tag of about $200,000. 4 years of college would cost us $200,000!

Since then, we’ve been diligently saving in our state sponsored 529 plan through low-cost index funds. But honestly we don’t feel like there is any way we’re going to be able to save that much money by the time she’s 18. And quite frankly, Nicole and I want to make sure we’re set for our retirement before Zoey and Calvin get a free ride to college. Sorry kids!

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7 Essential Baby Products Worth The Investment

When our daughter Zoey was born, we purchased a boatload of baby products. Some of those items were extremely helpful and others not so much. Quite honestly, we were new parents and had no clue what we were doing, but we definitely learned quickly.

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21 Inexpensive (or Free) Ways to Entertain Young Kids this Winter

Will this winter ever end?! 

I don’t know why I’m surprised at how long this winter has lasted. I’ve lived in Michigan for over 25 years now. You think I’d be used to it. This is just the time of year I go a little stir crazy! 

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If I Could Do It Again – 9 Pieces of Financial Advice For Me in My 20’s

The other day I was emailing with Heath, a listener of the podcast. Heath commented that my show has a family-focused tone to it, but it can really be enjoyed by single guys (like Heath) who don’t quite yet have a family as well. The compliment was extremely appreciated – thank you Heath – and it got me thinking. What advice would I have for myself 10 or so years ago before I met Nicole before I had kids and before I knew anything about money?

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5 Ways I’m Promoting Gender Equality for My Daughter

Audi of America took a bold stance this weekend with a Super Bowl commercial focused on the importance of gender equality.

The :60 spot entitled “Daughter” shows a father watching his daughter in a boxcar race where she’s competing mostly against other young boys. The father contemplates how he’ll teach his daughter that she is worthy and equal in this world despite all of the obstacles, biases and prejudices that exist. In the end, she wins the aggressive boxcar race (of life) and she and her father confidently walk off into the sunset.

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How to Make a Stay-at-Home Mom Feel Appreciated in 1 Week

Being a Stay-at-Home Mom can be incredibly difficult. Long days, no contact with adults and repetitive tasks that feel like rearranging the deck chairs on the Titanic can make you lose your marbles. Yes, it is incredibly rewarding and you develop an unbreakable bond with your children, but raising small kids can be physically, mentally and emotionally draining.

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How to Live with Intention in the New Year

For the new year holiday weekend, my family drove up to Marquette, Michigan to spend some quality time with my sister and her family.  A winter trip to the Upper Peninsula of Michigan might not sound like the thrill of a lifetime to some, but for us Marquette is our family’s little slice of heaven.

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