Married couples can sometimes have different views on money. Those opposing opinions can cause fights, arguments and in some cases, divorce.
My guest today has had a lot of experience helping couples to deal with this very issue. Dr. Laura Dabney is a certified psychiatrist based in Virginia who prides herself in helping her patients change their lives for the better. Her writing and advice have been featured in major media outlets like NBC, Bustle and Yahoo Lifestyle, as well as many other popular radio shows.
One of Dr. Dabney’s core focus areas is with marriage and relationship guidance … and we married folks could all use a little bit of that, am I right?
When we get married, we have an important decision to make. Do you merge your money or keep it separate? Well, what if there was an option in the middle?
I’ve invited the Founder and CEO of Zeta, Aditi Shekar to discuss different ways to manage your money as a couple. We’ll also learn about how their new financial tool is supporting couples with this big decision.
So, you’ve found the one! Congratulations. What a feeling! Being married to the love of your life is absolutely incredible. I’m speaking from experience here … meeting and marrying my wife substantially increased the awesomeness of my days.
As optimistic as I am, I’m not naive in thinking that marriages are all roses and sunshine. Marital fights happen all the time around raising your children, family traditions, religion, political viewpoints and, of course, money. Disagreements around the all mighty dollar have caused countless arguments and, in some cases, those disagreements have caused marriages to end.
To prevent a future divorce based on money issues, let’s start off our new relationships with brutal honesty and transparency. It’s not only smart for the future of our marriages, but it is also a healthy way to engage in any new partnership. We wouldn’t accept a new job offer without asking a boatload of questions, would we?
With our country currently drowning in $1.5 Trillion of student debt, it’s fair to say we have a big problem on our hands. This problem is hitting home as well. Couples are delaying marriage, delaying having a baby and even strategically getting divorced to lessen the burden of their student loans.
If you’re listening to this, you may just be one of the many Americans that’s feeling like they are completely under water with these loans.
Well today, I have a very special guest who’s going to talk with us about our options for getting rid of these loans the right way. Travis Hornsby from Student Loan Planner shares how refinancing and student loan forgiveness may be our tickets to student debt freedom.
My wife and I are expecting our first child this year, so it will be a true test on how we work around the new costs we will be accruing. I am on pace to pay off a student loan in 3 years and I don’t want to break that. We max out our 401k and we pay extra on our mortgage and my student loan each month.
I don’t want to lose this momentum we have — we both promised ourselves we would never decrease our 401k contributions because we value investing in our future too much. I guess I’m divulging all of this to ask …
What do you advise so I don’t lose momentum when the baby comes?
One fall night in 2010, my wife Nicole and I were watching the Suze Orman Show. (Yes, I used to DVR it). There was this fun segment where someone would call in and Suze would analyze that person’s financial health and give them a grade. It was called How Am I Doing?
One term that we kept seeing over and over again on this segment was “Net Worth”. Since we were personal finance newbies, we had no idea what this meant. Nicole and I were making a combined six-figure income together so we figured our net worth must be HUGE.
After the show was over, we decided to see how rich we really were. There was no doubt in our mind that we’d be better off than most of the jokers that call in to the show and get an “F” grade from Suze!
We walked upstairs and started to write down all of our numbers on a big white board. By separating our “assets” (what we owned) and our liabilities (what we owed) into two big columns, we started to discover that we weren’t rich.
The more I think about it, talk about it and research it, I feel like “date night” might be one of the most important investments we can make for our long-term family happiness.
I know it’s something that I’m personally working on. With two small kids and the responsibilities of life, date night sometimes takes a backseat.
That changes now!
On today’s show, we’re going to do three things:
We’re going to hear from professional writer, podcaster and YouTuber, Martin Dasko. Since he focuses most of his content on personal finance and dating from a single guy’s perspective, he’s going to tell us married folks can spice up our marriages without going broke.
After our chat with Martin, I’m going to interview Kristen Manieri, the founder of Do Good Date Night. Kristen started this organization to help couples have an opportunity to give back in their community while having fun with their spouses.
After we get inspired by Kristen, I’m going to share my top 3 takeaways so you can start creating some epic date nights with your spouse.
Wouldn’t it be incredible to have a business you can call your own?
A business that allows you to pursue your passions, utilize your creative talents and work wherever you want.
A lot of people crave this location independent lifestyle, but few know how to achieve it while still making an income to support their family. Especially in a high cost of living city …
Well, I found someone who’s doing it all and he’s going to inspire us today.
Eric Rosenberg joins on the show today. Eric is a father of two, entrepreneur and full-time writer. His business has done so well this year that he’s consistently exceeded $10,000 in income each month.
The number of female breadwinning households has quadrupled since 1960. More women are growing their careers and getting higher levels of education than ever before.
How does the modern man fit into this changing picture?
How can women still have the family life they want while growing their careers and income?
On the show today I’ve invited a true Family Woman who is also an expert in careers and money. Farnoosh Torabi is one of America’s leading personal finance authorities — hooked on helping Americans live their richest, happiest lives.
Her latest book called “When She Makes More” explores 10 Rules for Breadwinning Women who are navigating this new financial landscape.