Don’t Time the Market – with Rocky Lalvani

It is so important to evolve and to keep up with the ever-changing world. Because when we’re complacent and stuck in our ways, opportunities, excitement and potential wealth can pass us by.

I’ve invited someone on the show today who lives by this credo and his name is Rocky Lalvani.

Rocky is a life and money coach who has built a multi-million dollar fortune, not from his coaching biz, but from living a life focused on flexibility, frugality, and family.

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Take Your Salary from 5-Figures to 6-Figures in 7 Steps

I don’t know about you, but when I get a pay raise at work I feel incredible. I get a gigantic smile across my face because I feel like my hard work has finally been validated. All the extra hours, emails, phone calls, presentations and the unwavering commitment to my company’s success has (literally) paid off.

But it’s not as easy as just showing up to work one day and your boss calling you into his office to say “Hey, you! You’re getting a raise! Party!” If only it were that easy, right?!

We have to work hard, put in the hours and follow the right steps.

I’ve only been working in the corporate world for 15 years so I know I still have a lot to learn. What I do know is what’s worked for me so far. Here are 7 important steps that have taken my career from 5-figures to 6-figures.

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I’m not a saver. How do I get motivated?

Our question of the month comes from Chad from Ohio:

Hello Andy,

I know I’m supposed to save, but I just don’t.

I read your blog and hear you talk about saving and it sounds natural for you. I’m not sure I’ve been blessed with the saver’s gene.

Do you have any advice for me to get motivated?

Thanks!

Chad


Thanks for writing in Chad!

I totally get where you’re coming from. Saving, budgeting, investing  … they can be super boring.

I talk to my wife about these topics all the time and I just put her to sleep. In order for me to talk to her about these topics, she requires that I give her a back massage while doing it so she’s at least getting something out of it.

But you didn’t come here to hear my marital bedroom talk … you asked for motivation. And Chad, I’m going to give it ya brother!

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Finding Contentment in the Age of Instagram – with Rachel Cruze

Contentment …  loving who we are and what we have instead of wanting what our neighbors, friends or family have.

It sounds simple enough, right?

Well, in a world where we can see our friends every accomplishment, vacation and home upgrade on social media 24/7, it’s tough not to get a little jealous from time to time.

To help us all enjoy more and covet less, I’ve invited NY Times Best Selling Author, Rachel Cruze, on the show today. 

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How to Become a Millionaire in your 30’s – Interview 8 (Education)

This week’s millionaire 30-something interview features Drew the DIY Money Guy!

Drew and his wife are well on their way to multi-millionaire status at the rate they’re going. Check out our interview below and learn how they’ve grown their wealth while raising three young kids. My heroes!

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How Real Estate Investing Allowed My Wife to Stay at Home With Our Kids – with Joel Larsgaard

If you’ve been listening to this show for a while, you’ve no doubt heard me yammer on about my family’s interest in buy-and-hold real estate. We’re still shooting for our first rental property by December (if our savings can continue to build up)!

To help inspire me and all of you real estate dreamers out there, I’ve invited Joel Larsgaard on the show today.

His passion for real estate has allowed him to design a family life that allows his wife to stay at home with his two young daughters. Furthermore, his investments give him the freedom to have a day job that he loves (even if it doesn’t pay him top dollar). 

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How to Become a Millionaire in your 30’s – Interview 7 (Freelance)

The Young Millionaire’s Club is going global!

Our interview this week is with Ms ZiYou who hails from London. She’s graciously opened up her financial life and allowed us to peek inside so we can become a young millionaire like she has.

Ms ZiYou shows us the power of growing your income while you’re young. Get motivated and enjoy!

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How Pursuing Financial Independence Put Us Into Marriage Counseling – with Andy & Nicole Hill

When we paid off our mortgage early, it was one of the happiest days of my life. The major reduction in our overall annual expenses and my stress level was immediate. We celebrated with the whole family (check out our epic celebration here).

Little did I know though that one of the best days of my life would lead to one of the largest disagreements I’ve ever had with my wife of 8 years. We were really good at paying off the mortgage together, but we were not prepared for what we’d do with the money afterward.

We both had different ideas of what we should do with the money, but we didn’t communicate them to each other very effectively. (Well, I really didn’t).  

To help remedy the situation, we decided to attend marriage counseling sessions after they were recommended by a good friend. It was one of the best decisions we’ve ever made as a couple.

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How to Become a Millionaire in your 30’s – Interview 6 (Balance)

We’re back with another young millionaire interview!

For the last six weeks, we’ve interviewed one 30-something millionaire or soon-to-be millionaire. The goal is to give you (the readers of this blog) an inside view on what it takes to reach this incredible milestone.

This week we’re joined by the blogger behind My Financial Journey who is well above the 7-figure mark in his 30’s. He’s sharing why paying yourself first really makes the biggest financial difference.

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Track Your Net Worth and Become a Young Millionaire – with J. Money

Growing your income year after year is definitely something to be proud of. The increased pay can allow you to enjoy more and experience more.

But you know what’s a more important barometer for your financial health?

Net worth.

Through the many financial conversations I’ve had and even in my personal experience, a lot of people do not know what net worth is and why it’s important.

Today, we’re going to change all that.

I’ve invited a man who’s been tracking his net worth every month for the last 10 years! Yes, that’s more than 120 net worth charts. That’s dedication.

This mystery man goes by J. Money from the very popular Budgets Are Sexy blog. 

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