Do I Really Need a Financial Advisor? – with Joe Saul-Sehy

Taking advantage of the stock market is an incredible way to build wealth for your family. By investing in the market, you are forcing your money to work for you. Your money starts to make you more money!

But … Where do we start?

Can we do this ourselves?

Should we turn to a financial advisor?

How do I know a good advisor from one that’s just trying to sell me financial products that only benefit them?

Our guest today, Joe Saul-Sehy is going to help us with this exact conundrum.

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How to Achieve Financial Independence and Retire Early – with Deacon Hayes

Financial independence and early retirement are huge accomplishments. Like running a marathon, becoming debt free or losing 100 pounds, they require focus, patience and a whole lot of perseverance.

This monumental financial status allows you the freedom to do what you want when you want and have the location independence you desire.

Author Deacon Hayes joins me today to talk about his new book, You Can Retire Early! We’re gonna review the ins and outs of how each and every one of us has the opportunity win at the game of early retirement.

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How to Raise Financially Savvy Kids – with Bill Dwight

One of the reasons I started my podcast was to help my kids (Zoey and Calvin) learn how to become financially savvy. That way, when they get older they’ll not only be able to survive on their own, but they’ll be able to really thrive and take our family tree to the next level.

Zoey is 6 and Calvin is 3. I’ve got a long way to go before they’re off on their own, but I’ve heard it’s never too early to start. According to a survey by NEFE, only 24% of Millennial respondents showed basic financial literacy.  

Since my kiddos are the children of Millennials (Generational Alpha), I’ve been working hard to improve my financial know-how so my kids are NOT lumped into that 24%.

As part my learning process, I asked Bill Dwight to join me on the show today. As a father of 5 and a former Oracle executive, Bill took his passion for software, his love for his children and his desire to promote financial literacy and started a company called FamZoo.

This company offers a prepaid card for kids so they can learn about how money really works. FamZoo’s goal is to bring financial literacy to 40 million American kids through thoughtful parent-moderated payment technology.

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Transition from Double Income to Single Income and Become a Stay-at-Home Mom

Our question of the month comes in from Tyler from Livonia, Michigan:


Tyler:

The thought of potentially living on a single income is scary, but it’s something that we’re considering more and more as a family. My wife is growing tired/weary of simply leaving our son at home and not being there / providing for him as she feels she should.

So, the question is this…

Any tips for transitioning to a single income to support a family?

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How to Craft the Perfect Money Date – with Elle Martinez

On this podcast, we often talk about the importance of a true financial partnership with your spouse. When you’re on the same page about money, your marriage feels balanced. You have less stress, fewer money fights and it just feels better.

But we do we get there?  

Where do we start if we’re feeling off-balance?

Today, I’ve invited my good friend Elle Martinez to join us on the show again. This is our first repeat guest so you know she’s awesome.

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Building a Million Dollar Blog in Your 20’s – with Michelle Schroeder-Gardner

In 2011, Michelle Schroeder-Gardner started a blog called Making Sense of Cents as a fun hobby. After finding some early financial success with sponsored posts and affiliate marketing, she decided her little blog could actually become a viable business. 

Fast forward to today, Michelle now makes over $1.5 million per year from her blog and continues to see massive success with her overall online-based business. Not only has she gone from $0 to $1.5 million incredibly fast, but she’s done it all in her 20’s.

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How to Consistently Save $85,000 Per Year – with Jamila Souffrant

When a goal-oriented person discovers the excitement and allure of financial independence, there is little that can stop them from reaching this huge milestone.

The intensity and results are multiplied when you have a married couple with a combined six-figure income working toward the same goal. This is a recipe for skyrocketing the net worth and savings.

To demonstrate this type of savings superpower, I’ve invited Jamila Souffrant on the show today. In 2016, she and her husband partnered together to save over $85,000 in just 12 short months.

And then … they did it again in 2017.  

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How Do I Find the Best Financial Advisor?

Our question of the month comes in from Ryan from Pittsburgh. He wants to know how to find the best financial advisor:


Ryan:

Hey Andy,

I’ve been listening to your show for the past few months. I like the way that you and Nicole partner together to meet your financial goals. It’s inspiring me and my wife (who is also coincidently also named Nicole) to do the same.

We’ve been following the Dave Ramsey baby steps and recently paid off our last debt. When we got focused, it really only took us about 2 years to pay off our $60,000 in debt. We both had car loans, student loans and a little bit of credit card debt.

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How Early Retirement Can Enhance Your Marriage – with Tanja Hester & Mark Bunge

If you’ve been married and working full-time for a while, you know the importance of quality time spent with your spouse. This is a chance to catch up, to talk about fun memories and make new ones together.

Unfortunately, our busy careers can make these quality get-togethers really difficult most days. There are late nights at work, deadlines and out-of-town trips. But … 

  • What if you woke up on Monday morning and you didn’t have to go into the office?
  • What if there were no more business trips and no more work-related deadlines?
  • How would that enhance your relationship with your spouse?

To answer these questions, I’ve invited Tanja Hester and Mark Bunge on the show today. After 10 years of marriage and 6 years of diligent savings, this young couple decided to retire from their busy careers in late 2017 and give more time to their marriage.

At 38 and 41, Tanja and Mark have regained the best years of their lives. As early retirees, they are pursuing their passion for the outdoors, travel and spending more quality time together.

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10 Pillars of Financial Independence – with Jonathan Mendonsa

Popularized by extreme frugality rock stars like Mr. Money Mustache, the Mad Fientist and Jacob from Early Retirement Extreme, the Financial Independence or FIRE community has grown in popularity over the past 5-10 years.

This is a subset of the personal finance world that encourages earning a solid income early in your life, saving a boat load of cash and retiring earlier than most of your peers.

For a frugal guy like me, this concept makes a ton of sense. Work hard, save and invest early so you can enjoy the majority of your life doing what you love.

But what happens when you’ve retired early? You still need something. You need a purpose or a goal to work toward.

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