How Refinancing and Loan Forgiveness Can Help Your Big Student Debt Problem – with Travis Hornsby

With our country currently drowning in $1.5 Trillion of student debt, it’s fair to say we have a big problem on our hands. This problem is hitting home as well. Couples are delaying marriage, delaying having a baby and even strategically getting divorced to lessen the burden of their student loans.

If you’re listening to this, you may just be one of the many Americans that’s feeling like they are completely under water with these loans.

Well today, I have a very special guest who’s going to talk with us about our options for getting rid of these loans the right way. Travis Hornsby from Student Loan Planner shares how refinancing and student loan forgiveness may be our tickets to student debt freedom.

Continue reading “How Refinancing and Loan Forgiveness Can Help Your Big Student Debt Problem – with Travis Hornsby”

Over $100,000 of Debt Destroyed on a Teacher’s Salary – with Allison Baggerly

For some people, their pile of debt can feel so huge that paying it off just feels like fiction. It feels impossible. It feels overwhelming.

Well today, I’ve invited someone on the show who felt the same exact way, but then she took action and won the battle against her debt.

Allison Baggerly and her husband partnered together to pay off $111,000 of debt in 4 ½ years. They completed this difficult feat on two teacher’s salaries with two little kids at home. In our interview, she’s going to share with us how she did it.

Continue reading “Over $100,000 of Debt Destroyed on a Teacher’s Salary – with Allison Baggerly”

With a New Baby, How Do We Prepare Financially?

Our question of the month comes in from Stephen:

Hey Andy!

My wife and I are expecting our first child this year, so it will be a true test on how we work around the new costs we will be accruing. I am on pace to pay off a student loan in 3 years and I don’t want to break that. We max out our 401k and we pay extra on our mortgage and my student loan each month.

I don’t want to lose this momentum we have — we both promised ourselves we would never decrease our 401k contributions because we value investing in our future too much. I guess I’m divulging all of this to ask …

What do you advise so I don’t lose momentum when the baby comes?

Continue reading “With a New Baby, How Do We Prepare Financially?”

Want Financial Independence? It’s Time to Make More Money – with Grant Sabatier

Financial Independence is when you have enough money to live without the need for full time employment … Sounds pretty incredible, right?

This may seem like something that’s meant for our golden retirement years, but my guest today is going to show us how to make it a reality much earlier than that.

Returning as a guest for the second time, Grant Sabatier is here to share how we can grow our income and invest so we can really enjoy the best years of our lives.

At 30 years old, Grant achieved his financial independence. He went from $2.26 in his bank account at age 24 to over a $1 million in just 5 years.

Continue reading “Want Financial Independence? It’s Time to Make More Money – with Grant Sabatier”

Become an Everyday Millionaire for your Family – with Chris Hogan

After interviewing dozens of 30-something millionaires and accomplished multi-millionaires, it is fair to say I’m a little bit interested in the inner workings of a millionaire.

Well today, I have a very special guest who’s going to share the results from the largest and most comprehensive study of millionaires ever done.

Author and National Speaker, Chris Hogan, is joining me today to talk about his new book Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—And How You Can Too.

Who wants to become a millionaire with me?!

Continue reading “Become an Everyday Millionaire for your Family – with Chris Hogan”

10 Steps to Young Family Wealth and Happiness

Over the past two years when I run into someone and tell them about my podcast, one major question that continues to come up is  “What have been your biggest takeaways?”

It’s a great question.

It’s the whole reason I started the show. I wanted to learn from some incredibly smart, family-centric, wealthy, philanthropic, independent, in-control of their future rock stars that would motivate me to give my family the best life possible. And it’s worked.


Continue reading “10 Steps to Young Family Wealth and Happiness”

Why Parents Shouldn’t Tie Allowance to Chores – with John Lanza

It’s important to concentrate on our own financial situations, but as parents, we can’t forget to teach our kids the principles of financial literacy as well. These lessons can be taught by instituting an allowance program or chore and reward system.

John Lanza, the author of The Art of Allowance, joins us on the show to talk about how we can develop a system like this. The earlier parents start, the better off their kids will be.

As we start to make progress here, John has a key piece of advice for the parents out there: Don’t pair allowance with chores.

Continue reading “Why Parents Shouldn’t Tie Allowance to Chores – with John Lanza”

Why I Give 10% of My Income to Charity – with Allison Kade

Lately, I’ve been thinking of a lot about my goals. I’ve decided that the goal of becoming a young millionaire pales in comparison to becoming a generous giver. Since I’m neither of those things right now, I figured I would get a bit of assistance on my giving goal by reaching out to someone I admire.

Allison Kade, Editorial Director at Fabric, joins me today to talk about how and why she has given away 10% of her income to charity for the past 7 years. She believes that charitable giving provides you the opportunity to create positive and lasting change in your community, your country and with society at large.

I agree with her and I’m inspired. This is a goal I can get behind.

Continue reading “Why I Give 10% of My Income to Charity – with Allison Kade”

How This 25-Year Old Developed a $1.5 Million Multi-Family Real Estate Portfolio – with Joel Florek

My quest for rental property knowledge continues my friends. While Nicole and I continue to save up our money to buy our first rental, I figured I would speak with someone who’s had massive real estate success to keep me motivated.

Our guest today is Joel Florek. At 25 years old, he owns 31 units in both Michigan and Indiana. These properties provide him so much cash flow that recently he’s been able to leave his 9-5 job and pursue his passion for sailing and family.

Joel’s story of real estate success has been featured in BiggerPockets and on multiple 5-star rated podcasts. As a husband, father and Michigan native, I’m honored to have him on the show today.

Continue reading “How This 25-Year Old Developed a $1.5 Million Multi-Family Real Estate Portfolio – with Joel Florek”

How This Mom Makes Over $100,000 Working Part-Time From Home – with Sarah Li Cain

When you’re a new parent, there a lot of financial hurdles to jump over.

What are we going to do for childcare? How does this affect our income? Can we afford this new life of ours?

Today we speak with a new parent who’s recently had to answer a lot of these questions. Sarah Li-Cain is our guest today. She is a young mother, a wife and a full-time writer. By pursuing her passion and growing her income, Sarah has been able to make over $100,000 per year working 25 hours per week and still be able to spend quality time her with 3-year old son.

Continue reading “How This Mom Makes Over $100,000 Working Part-Time From Home – with Sarah Li Cain”