Finding Contentment in the Age of Instagram – with Rachel Cruze

Contentment …  loving who we are and what we have instead of wanting what our neighbors, friends or family have.

It sounds simple enough, right?

Well, in a world where we can see our friends every accomplishment, vacation and home upgrade on social media 24/7, it’s tough not to get a little jealous from time to time.

To help us all enjoy more and covet less, I’ve invited NY Times Best Selling Author, Rachel Cruze, on the show today. 

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How Real Estate Investing Allowed My Wife to Stay at Home With Our Kids – with Joel Larsgaard

If you’ve been listening to this show for a while, you’ve no doubt heard me yammer on about my family’s interest in buy-and-hold real estate. We’re still shooting for our first rental property by December (if our savings can continue to build up)!

To help inspire me and all of you real estate dreamers out there, I’ve invited Joel Larsgaard on the show today.

His passion for real estate has allowed him to design a family life that allows his wife to stay at home with his two young daughters. Furthermore, his investments give him the freedom to have a day job that he loves (even if it doesn’t pay him top dollar). 

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How Pursuing Financial Independence Put Us Into Marriage Counseling – with Andy & Nicole Hill

When we paid off our mortgage early, it was one of the happiest days of my life. The major reduction in our overall annual expenses and my stress level was immediate. We celebrated with the whole family (check out our epic celebration here).

Little did I know though that one of the best days of my life would lead to one of the largest disagreements I’ve ever had with my wife of 8 years. We were really good at paying off the mortgage together, but we were not prepared for what we’d do with the money afterward.

We both had different ideas of what we should do with the money, but we didn’t communicate them to each other very effectively. (Well, I really didn’t).  

To help remedy the situation, we decided to attend marriage counseling sessions after they were recommended by a good friend. It was one of the best decisions we’ve ever made as a couple.

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Track Your Net Worth and Become a Young Millionaire – with J. Money

Growing your income year after year is definitely something to be proud of. The increased pay can allow you to enjoy more and experience more.

But you know what’s a more important barometer for your financial health?

Net worth.

Through the many financial conversations I’ve had and even in my personal experience, a lot of people do not know what net worth is and why it’s important.

Today, we’re going to change all that.

I’ve invited a man who’s been tracking his net worth every month for the last 10 years! Yes, that’s more than 120 net worth charts. That’s dedication.

This mystery man goes by J. Money from the very popular Budgets Are Sexy blog. 

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I’m debt free. Now what?

Our first question of the month is from Brian from Michigan:

Hi!

After reading one of your millionaire interviews, I found your debt freedom story and your path sounds like mine.

My wife and I have gotten serious about paying off our debt after we learned she was pregnant 6 months ago. We are now nearing the debt-free finish line. Only two more months to go and we’ll be student debt free, car debt free and credit card debt free … really all debt free outside of our mortgage.

All in all, we’ll have about $600 extra each month when we’re done. Outside of going on a weekend getaway to celebrate (no drinking because of the baby *snap*), we want to keep building wealth. Any suggestions for the extra cash each month that will keep moving us forward?

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$330,000 Mortgage Crushed in 5 Years on a Single Income – with Talaat McNeely

Today, we’re chatting about Mortgage Freedom.

Eliminating the largest debt in your life … Owning your home outright.

If you’re reading this and you’re thinking, “Well … you always have a mortgage. That’s just something you need to pay forever. No one pays off their mortgage.”

Well, I have a guest today that completely disagrees with that statement.

Talaat McNeely joins me today on the show to discuss how he and his wife, Tai, paid off their $330,000 mortgage in just 5 years. Not only did they complete this impressive feat incredibly fast, but they did it on a single income.

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Optimize Your Family Life with Real Estate – with Chad Carson

I’m very interested in getting into buy-and-hold rental real estate. The additional income and the ability to grow a business that my family can be a part of just gets me all jacked up.

To continue to fan the flames of my real estate dreams, I’ve invited Chad Carson on the show today. Chad is a full-time real estate investor, world traveler, father of two and a dedicated husband.

For the last 15 years, Chad has built a real estate portfolio that has allowed his family to comfortably live without the need for full-time W-2 employment. He uses his extra time to spend quality time with his wife and kids and create lifelong memories together both locally and globally. 

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It’s Time To Become a Financial Grownup – with Bobbi Rebell

There comes a time in our lives when we’re ready to take control of our finances. Perhaps we’re sick and tired of our mountain of student loans or our pitiful savings account.

Maybe we’re finally ready to invest for our retirement …

But where do we begin? There are so many things to do and we’re WAY behind!

Have no fear my friends … I’ve invited CFP and Personal Finance Author Bobbi Rebell on the show to share how we can all become Financial Grownups starting today.

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Should I Pay Off My Mortgage or Invest?

Our question of the month comes in from Luke from Indiana:


Hey Andy,

I was reading on your blog that you recently paid off your mortgage early. Congratulations!

I’m a Dave Ramsey guy like you and we’re getting close to baby step 6. I’m considering going heavy into paying off my mortgage like you did, but I’m also thinking it might be smarter for me to invest more for my retirement or just simply invest in the market. I also know market returns are unpredictable and we’re near all-time highs.

I have a 15-year mortgage at around 4% and the principal sits around $200,000. My wife and I are both working – we like what we do and combined we make around $200,000 per year. I feel like we could throw $50k per year at the mortgage and we’d be done in 4 years or less.

That could also be a good amount to throw at our retirement each year too.

What would you suggest for us? Should we pay off our mortgage or invest the money?

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Why You Need an Identity Outside of “Parent” and “Employee” – with Mark Bovair

As young parents, we can easily lose our identity. If we’re not feeding, clothing and cleaning up after our children, then we’re at our full-time jobs grinding away trying to pay the bills.

Where is the “me” time?

When do I get time for my hobbies and interests?

That’s what I’m exploring today with my special guest, Mark Bovair.

Mark is a single father of 3 who hails from the great state of Michigan (like me). Personally, I really enjoy his conversations and perspective around fatherhood, balancing work with a pursuit of your passions and discovering who you really are.

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