What Our Mortgage Freedom Looks Like at 35

The home mortgage is quite often the largest expense in your typical annual budget. Since your mortgage eats up such a huge chunk of your monthly income, completely ridding yourself of it could be quite freeing.

My wife Nicole and I completely agree with this sentiment of mortgage freedom. We’re just not interested in having a mortgage anymore. So, we’re getting rid of it.

Continue reading “What Our Mortgage Freedom Looks Like at 35”

Why You Need Life Insurance Today – with Jen Fowler

Life is precious. One day, we’re spending quality time with our family and making beautiful memories together. And the next day, we’re diagnosed with inoperable stage 4 brain cancer. I don’t say this to be flippant. I say this because we truly don’t know what tomorrow will bring. That is why we need to protect our family’s financial future with life insurance.

Continue reading “Why You Need Life Insurance Today – with Jen Fowler”

Retirement Target Date Funds: Pros and Cons

Retirement Target Date Funds are rapidly surging in popularity lately. Investors are flocking to this “set it and forget it” retirement tool as an easy way to diversify their portfolio and eliminate the fees of working with a high cost broker.

Continue reading “Retirement Target Date Funds: Pros and Cons”

My FICA, Federal and State Income Tax “Breakdown”

A few days ago, I pulled up the tax detail on my paycheck to see how much I was paying to Uncle Sam. Since I don’t get paper checks anymore as it’s all electronic through my job, I tend to forget how much of my hard-earned money is going to the government.

Continue reading “My FICA, Federal and State Income Tax “Breakdown””

How to Get $126,000 in College Scholarships – with Jocelyn Paonita

When my daughter Zoey was born we met with a financial advisor to discuss her future college needs. He advised us that for Zoey to attend an in-state college like Michigan State University, we’d be looking at a price tag of about $200,000. 4 years of college would cost us $200,000!

Continue reading “How to Get $126,000 in College Scholarships – with Jocelyn Paonita”

21 Inexpensive (or Free) Ways to Entertain Young Kids this Winter

Will this winter ever end?! 

I don’t know why I’m surprised at how long this winter has lasted. I’ve lived in Michigan for over 25 years now. You think I’d be used to it. This is just the time of year I go a little stir crazy! 

Continue reading “21 Inexpensive (or Free) Ways to Entertain Young Kids this Winter”

MKM Challenge: Reduce Your Grocery Expenses by 1/3

Every day, I look for ways to better myself. And this blog has been my medium for that betterment over the last 6 months. It has kept me honest when it comes to being the best husband and Dad I can be as well as with growing our family net worth.

Continue reading “MKM Challenge: Reduce Your Grocery Expenses by 1/3”

These 5 Books Will Skyrocket Your Net Worth

Earlier this year, I set a goal of having a net worth of $1,000,000 by the time I turn 40. What seemed like a lofty goal at one point in my life now seems decently feasible. I owe a lot of that success to the investment I’ve made in my education. And no, I’m not talking about college degrees (Go Green!). I’m talking about the small investments I’ve made in purchasing some of the most inspirational, eye-opening and motivating books out there on business, personal finance and professional growth.

Continue reading “These 5 Books Will Skyrocket Your Net Worth”

7 Money-Smart Ways to Spend Your Tax Return

So you got a big tax return?! Sweet! What an awesome feeling!

The big question is … What should you do with this unexpected money now at your disposal?

Continue reading “7 Money-Smart Ways to Spend Your Tax Return”

How to Retire Early in Northern California at 43 – with Dylin Redling

I’ve been doing a lot of research and interviews lately about financial independence and early retirement. I guess I’m inspired! The idea of not having a full-time job eventually sounds pretty appealing to me.

Continue reading “How to Retire Early in Northern California at 43 – with Dylin Redling”