How to Retire Early in Northern California at 43 – with Dylin Redling

How to Retire at 43 in Northern California

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I’ve been doing a lot of research and interviews lately about financial independence and early retirement. I guess I’m inspired! The idea of not having a full-time job eventually sounds pretty appealing to me.

Well, you might say, “There’s no way I couldn’t have a full-time job in the area I live in! I have to pay my mortgage, I like to eat healthy, I need health insurance. It’s just too expensive.” Higher cost areas like New York, DC, Chicago or San Francisco come to mind when we’re talking about higher cost of living. Even though these are some of the most expensive places to live in the US, our guest today proves that early retirement can be feasible even if you are in one of these high-rent areas.

Dylin Redling and his wife Allison have lived in the Bay Area for the last 20 years. Although they’ve seen a lot of ups and downs in the cost of living and the housing market over their time in Northern California, their money smart way of living has allowed them to retire in their early 40’s and enjoy a life of sleeping in, eating healthy, exercising and traveling around the world together.

What are we covering today?

In our interview together, I ask Dylin:

  • How he came to be retire comfortably at 43?
  • How he’ll stay retired?
  • What’s retirement life like?
  • What early retirement advice does Dylin have?

In a nutshell, we’re covering freedom from the 9-5 life and advice to help you get there. Enjoy! 

Carpe Diem Quote

“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.Joe Biden

Show Notes

Guest Bio: Dylin Redling

Dylin and Allison live in Oakland, California with their two 17-year old Siamese cats. They moved to San Francisco from New York City in 1996, and quickly fell in love with the Bay Area.

After working for many years in the Internet / Tech industry, they finally realized they had saved enough to retire. They officially retired from the corporate world in January 2015 and have never looked back.

In their spare time, they work out, swim, travel, eat, and run sites like Retire by 45 and Experiencify which offers inspiration, tips, and resources for having amazing life experiences.


Without a full-time job, what would be your typical day?

Author: Andy Hill

Andy Hill is the host of the Marriage, Kids and Money Podcast which focuses on helping young families build wealth. This 5-star rated podcast was nominated as "Best New Personal Finance Podcast" by Plutus. Andy's advice and personal finance experience have been featured in major media outlets like Business Insider, MarketWatch and NBC News.

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