Roth IRA Investing in 10 Simple Steps

The magical Roth IRA … You’ve heard that you need one. Or if you have one, you’ve heard that you should be taking full advantage of it. What is so excellent about a Roth IRA?!

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Save on Taxes in 5 Easy Steps

It’s tax time!

At least it was for the Hill Family this weekend. We cranked out our taxes while the kids rode their bikes around on an unexpected 60-degree weekend. Equipped with our laptop, our nerdishly organized tax document folder and with some surprisingly cooperative kids, we finished in just under 3 hours.

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If I Could Do It Again – 9 Pieces of Financial Advice For Me in My 20’s

The other day I was emailing with Heath, a listener of the podcast. Heath commented that my show has a family-focused tone to it, but it can really be enjoyed by single guys (like Heath) who don’t quite yet have a family as well. The compliment was extremely appreciated – thank you Heath – and it got me thinking. What advice would I have for myself 10 or so years ago before I met Nicole before I had kids and before I knew anything about money?

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5 Easy Tips to Lower Your Grocery Bill

Food … Evidently, you need it to live. Fine, fine, fine … As frugal as I am, I still like living. But why does it take up so much of my monthly budget?!

We are currently spending around $900 per month on average on our grocery bill. This includes things like toiletries, paper towel and laundry detergent. I find this number to be way too flippin’ high for my liking! 

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How We Paid off $48,032 of Debt in 1 Year

In May 2010, I married my dream girl. She was funny, beautiful and chock-full of 90’s TV trivia. Our first couple of dates consisted of a lot of Saved by the Bell and Seinfeld jokes.

Outside of knowing the Soup Nazi episode verbatim, Nicole and I both came into the marriage knowing the general basics of personal finance. You know, advice like:

  • “Don’t carry a credit card balance”
  • “Always have some savings for a rainy day”
  • “Good debt is okay to have”

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17 | Smart Retirement Investing the Vanguard Way

For decades, Vanguard has been a trusted name in the investment community. In this financial blogger world that I’ve entered into recently, it’s a resounding theme that Vanguard is the way to go when it comes to investing for your retirement. Billionaire Warren Buffett thinks Vanguard is an excellent choice. Personal Development Coach, Tony Robbins wrote a book called MONEY: Master the Game where he praises Vanguard for being the only recommendation for many of the billionaires he interviews.

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7 Smart Tips To Spend Less So You Can Live More

When Andy and I decided to become debt free I got excited, then depressed, then excited again. You see, I was excited about the fact that we were going to change our family tree, vacation a lot and do all these things we were dreaming up. However, I also knew that if we were going to realize these dreams, we had some very tight years ahead. Ultimately, I decided the short term-loss would be worth the long-term gain and I started figuring out ways to start spending less.

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Create Your Budget on Mint in 10 Simple Steps

If you want to improve your financial situation, you need to develop and live on a budget. By doing this, you are creating a detailed map that will guide you to financial freedom.

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5 Ways I’m Promoting Gender Equality for My Daughter

Audi of America took a bold stance this weekend with a Super Bowl commercial focused on the importance of gender equality.

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Budget Your Way to Financial Freedom in 5 Steps

When my wife Nicole and I started our marriage, we were $60,000 in debt and spending money like it was our full-time job.  I, for one, had no issue going on vacations, driving cars and updating our home all on credit.

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