Don’t Time the Market – with Rocky Lalvani

It is so important to evolve and to keep up with the ever-changing world. Because when we’re complacent and stuck in our ways, opportunities, excitement and potential wealth can pass us by.

I’ve invited someone on the show today who lives by this credo and his name is Rocky Lalvani.

Rocky is a life and money coach who has built a multi-million dollar fortune, not from his coaching biz, but from living a life focused on flexibility, frugality, and family.

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Track Your Net Worth and Become a Young Millionaire – with J. Money

Growing your income year after year is definitely something to be proud of. The increased pay can allow you to enjoy more and experience more.

But you know what’s a more important barometer for your financial health?

Net worth.

Through the many financial conversations I’ve had and even in my personal experience, a lot of people do not know what net worth is and why it’s important.

Today, we’re going to change all that.

I’ve invited a man who’s been tracking his net worth every month for the last 10 years! Yes, that’s more than 120 net worth charts. That’s dedication.

This mystery man goes by J. Money from the very popular Budgets Are Sexy blog. 

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It’s Time To Become a Financial Grownup – with Bobbi Rebell

There comes a time in our lives when we’re ready to take control of our finances. Perhaps we’re sick and tired of our mountain of student loans or our pitiful savings account.

Maybe we’re finally ready to invest for our retirement …

But where do we begin? There are so many things to do and we’re WAY behind!

Have no fear my friends … I’ve invited CFP and Personal Finance Author Bobbi Rebell on the show to share how we can all become Financial Grownups starting today.

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Should I Pay Off My Mortgage or Invest?

Our question of the month comes in from Luke from Indiana:


Hey Andy,

I was reading on your blog that you recently paid off your mortgage early. Congratulations!

I’m a Dave Ramsey guy like you and we’re getting close to baby step 6. I’m considering going heavy into paying off my mortgage like you did, but I’m also thinking it might be smarter for me to invest more for my retirement or just simply invest in the market. I also know market returns are unpredictable and we’re near all-time highs.

I have a 15-year mortgage at around 4% and the principal sits around $200,000. My wife and I are both working – we like what we do and combined we make around $200,000 per year. I feel like we could throw $50k per year at the mortgage and we’d be done in 4 years or less.

That could also be a good amount to throw at our retirement each year too.

What would you suggest for us? Should we pay off our mortgage or invest the money?

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Save on Taxes in 5 Easy Steps

It’s tax time!

At least it was for the Hill Family this weekend. We cranked out our taxes while the kids rode their bikes around on an unexpected 60-degree weekend. Equipped with our laptop, our nerdishly organized tax document folder and with some surprisingly cooperative kids, we finished in just under 3 hours.

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How to Retire at 35 – with Steve Adcock

How would you like to retire at the age of 35?  Sounds impossible, right? Well, our guest today, Steve Adcock, figured out how to do it.

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