If you want to improve your financial situation, developing and living on a budget definitely helps. By doing this, you are creating a detailed map that will guide you to financial freedom.
Mint is our family’s budgeting software of choice. We’ve done some incredible things with Mint:
We are so proud of the progress we’ve made. We attribute this success to working together and staying on a monthly budget with Mint.
Continue reading “How to Create Your Budget in Mint (for Free) in 10 Simple Steps”
It’s that time of year again! The holiday season is upon us and we’re about to start shopping for gifts for our kids.
Yes, we want to see their faces lit up with joy when they get that new toy they’ve always wanted, but we also want to make sure we’re not going into major credit card debt to get those smiles.
With the “perfect” gifts, you and your kids may both be smiling in December, but come March when you’re still paying down that debt … you won’t be smiling anymore.
According to Magnify Money, shoppers in the US racked up an average of $1,054 of debt during the holidays and more than half of those surveyed expected it would take at least 3 months to pay it back.
This doesn’t mean we shouldn’t buy anything for our kids. It just means we should do it responsibly.
Here are 5 strategies for getting through the holidays debt-free and managing your kid’s expectations in the process.
Continue reading “Managing Gift Expectations with your Kids During the Holidays”