Take Your Salary from 5-Figures to 6-Figures in 7 Steps

I don’t know about you, but when I get a pay raise at work I feel incredible. I get a gigantic smile across my face because I feel like my hard work has finally been validated. All the extra hours, emails, phone calls, presentations and the unwavering commitment to my company’s success has (literally) paid off.

But it’s not as easy as just showing up to work one day and your boss calling you into his office to say “Hey, you! You’re getting a raise! Party!” If only it were that easy, right?!

We have to work hard, put in the hours and follow the right steps.

I’ve only been working in the corporate world for 15 years so I know I still have a lot to learn. What I do know is what’s worked for me so far. Here are 7 important steps that have taken my career from 5-figures to 6-figures.

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Strategies for Becoming a Young Multi-Millionaire and a Super Dad – with Physician on FIRE

When you truly take control of your money and achieve financial independence, doors start to open up that you never thought were even possible. As a parent with young children, this new-found freedom and opportunity allows you to enjoy more time with your kids and make life long memories together.

The Physician on FIRE is my guest today and he is a perfect example of this type of family financial success.

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Help Your Family With Their Money Questions (Without Freaking them Out)

Our question of the month comes in from Paul from Michigan:


Hi Andy,

I’ve been into personal finance and financial independence for years. I often have family and friends that approach me about investing and other personal finance topics. 

Money can be such an emotional topic and evoke feelings of shame or guilt. It can also be a very overwhelming topic.

How can I speak with people in my life about financial independence, investing and money without alienating or overwhelming them?

Thank you!

Paul

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Finding Love When Pursuing Financial Independence – with Gwen Merz and Erik Tozier

The dating scene can be rough when you’re financially conscious. Your priorities of saving and investing might be the complete opposite of your potential date’s priorities of spending and living for today.

As a wise man once said though, there are plenty of fish in the sea. If you keep at it, you’ll find your match.

I’ve invited two guests on the show today that know all about love and money. Gwen Merz and Erik Tozier found each other one year ago based on their love of financial independence and personal finance. These two personal finance gurus have combined their money superpowers and become a stellar couple.

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How to Become the Multi-Millionaire Next Door – with John from ESI Money

John from ESI Money joins me to talk us about how we can earn, save and invest our way to financial independence and millionaire status.

John is a former marketing executive, a real estate investor and now the owner of Rockstar Finance. He has built up his net worth to the multi-million dollar level through the principles we discuss on the show today.

He’s a family man too! John is a father of two and he’s been married to his wife for over 20 years.

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How to Achieve Financial Independence and Retire Early – with Deacon Hayes

Financial independence and early retirement are huge accomplishments. Like running a marathon, becoming debt free or losing 100 pounds, they require focus, patience and a whole lot of perseverance.

This monumental financial status allows you the freedom to do what you want when you want and have the location independence you desire.

Author Deacon Hayes joins me today to talk about his new book, You Can Retire Early! We’re gonna review the ins and outs of how each and every one of us has the opportunity win at the game of early retirement.

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How to Consistently Save $85,000 Per Year – with Jamila Souffrant

When a goal-oriented person discovers the excitement and allure of financial independence, there is little that can stop them from reaching this huge milestone.

The intensity and results are multiplied when you have a married couple with a combined six-figure income working toward the same goal. This is a recipe for skyrocketing the net worth and savings.

To demonstrate this type of savings superpower, I’ve invited Jamila Souffrant on the show today. In 2016, she and her husband partnered together to save over $85,000 in just 12 short months.

And then … they did it again in 2017.  

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How Early Retirement Can Enhance Your Marriage – with Tanja Hester & Mark Bunge

If you’ve been married and working full-time for a while, you know the importance of quality time spent with your spouse. This is a chance to catch up, to talk about fun memories and make new ones together.

Unfortunately, our busy careers can make these quality get-togethers really difficult most days. There are late nights at work, deadlines and out-of-town trips. But … 

  • What if you woke up on Monday morning and you didn’t have to go into the office?
  • What if there were no more business trips and no more work-related deadlines?
  • How would that enhance your relationship with your spouse?

To answer these questions, I’ve invited Tanja Hester and Mark Bunge on the show today. After 10 years of marriage and 6 years of diligent savings, this young couple decided to retire from their busy careers in late 2017 and give more time to their marriage.

At 38 and 41, Tanja and Mark have regained the best years of their lives. As early retirees, they are pursuing their passion for the outdoors, travel and spending more quality time together.

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10 Pillars of Financial Independence – with Jonathan Mendonsa

Popularized by extreme frugality rock stars like Mr. Money Mustache, the Mad Fientist and Jacob from Early Retirement Extreme, the Financial Independence or FIRE community has grown in popularity over the past 5-10 years.

This is a subset of the personal finance world that encourages earning a solid income early in your life, saving a boat load of cash and retiring earlier than most of your peers.

For a frugal guy like me, this concept makes a ton of sense. Work hard, save and invest early so you can enjoy the majority of your life doing what you love.

But what happens when you’ve retired early? You still need something. You need a purpose or a goal to work toward.

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Escape Student Debt, Build Wealth & Become Financially Independent – with Robert Farrington

Reaching financial independence takes a whole lot of drive and determination. It definitely does not come to us overnight. There are difficult steps that we must take to earn the truly awesome rewards that come with owning our own time and choosing the direction of our day.

One of those major milestone steps is escaping the grips of student loan debt.

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