MKM Challenge: Budget Your Way to Wealth

It is the first Monday of the month my friends! That means, we’re throwing down another MKM Challenge. For you “personal challenge types” out there (like me), this can be a lot of fun and, if you stick to it, quite rewarding.

Continue reading “MKM Challenge: Budget Your Way to Wealth”

13 Money Questions to Ask Your Partner Before You’re Married

So, you’ve found the one! Congratulations. What a feeling! Being married to the love of your life is absolutely incredible. I’m speaking from experience here … meeting and marrying my wife substantially increased the awesomeness of my days.

Continue reading “13 Money Questions to Ask Your Partner Before You’re Married”

3 Smart Alternatives to Loaning Family Money

Lately, I’ve been taking Uber and Lyft to the airport for my work travel. It gives me 40 free minutes to relax, work or have random conversations with the drivers. One recent chat with a Lyft driver reminded me that loaning family money can cause more harm than good.

Continue reading “3 Smart Alternatives to Loaning Family Money”

3 Reasons Newlyweds Should Merge Their Money

The commitments Nicole and I made to each early on in our marriage have helped us to remain a strong, supportive and loving couple. One of those difficult decisions was whether or not we should combine our finances together when we got married. We figured that if honesty and teamwork were the pillars that hold up a strong relationship, joining our bank accounts and declaring it’s not “my money” and “your money” anymore was a great place to start.

Continue reading “3 Reasons Newlyweds Should Merge Their Money”

How to Cut the Cord on Cable TV

Last year, we decided to cut the cord on cable TV.

I believe it was the “12-month promotions” that finally pushed us over the edge.  You know the ones I’m talking about, right?

Continue reading “How to Cut the Cord on Cable TV”

My Credit Card Makes Me Happy

One random day five years ago, I was eating lunch at home and messing around on this new thing called an “iPad”.

Because I’m a money nerd, I went to the iTunes store, searched for personal finance and I found Dave Ramsey’s app.  Before that $5 footlong lunch, I knew nothing about Dave Ramsey.  By the time I finished my meal, I was absolutely hooked on his brand of no-nonsense debt elimination advice.

Continue reading “My Credit Card Makes Me Happy”

4 Newlywed Debt Destruction Tips

In 2010, my wife Nicole and I got married and started our lives together. Financially speaking, we both really enjoyed the DINK (double income with no kids) status in our first year of marriage.  We had a blast going to music festivals, vacationing in the Caribbean and treating ourselves to countless steak dinners.  

Continue reading “4 Newlywed Debt Destruction Tips”