Every relationship usually has a “spender” and a “saver.” While the old adage says that “opposites attract,” different personalities can make budgeting harder than it needs to be.
Honeyfi can blend each of your unique money habits into one simple app in a way that both of you agree on, even if your partner would rather eat brussel sprouts than stick to a spending plan.
Continue reading “Honeyfi Review: Money Management and Budgeting For Couples”
So, you’ve found the one! Congratulations. What a feeling! Being married to the love of your life is absolutely incredible. I’m speaking from experience here … meeting and marrying my wife substantially increased the awesomeness of my days.
As optimistic as I am, I’m not naive in thinking that marriages are all roses and sunshine. Marital fights happen all the time around raising your children, family traditions, religion, political viewpoints and, of course, money. Disagreements around the all mighty dollar have caused countless arguments and, in some cases, those disagreements have caused marriages to end.
To prevent a future divorce based on money issues, let’s start off our new relationships with brutal honesty and transparency. It’s not only smart for the future of our marriages, but it is also a healthy way to engage in any new partnership. We wouldn’t accept a new job offer without asking a boatload of questions, would we?
Continue reading “16 Money Questions to Ask Your Partner Before You Get Married”
It is the first Monday of the month my friends! That means, we’re throwing down another MKM Challenge. For you “personal challenge types” out there (like me), this can be a lot of fun and, if you stick to it, quite rewarding.
Last month, I challenged myself to develop a chore and reward system for my 5-year old daughter, Zoey. The goal was to help Zoey correlate hard work with reward. This way she knows if she really wants something in life that she has the power to make it happen.
Continue reading “MKM Challenge: Budget Your Way to Wealth”
Lately, I’ve been taking Uber and Lyft to the airport for my work travel. It gives me 40 free minutes to relax, work or have random conversations with the drivers. One recent chat with a Lyft driver reminded me that loaning family money can cause more harm than good.
Continue reading “3 Smart Alternatives to Loaning Family Money”
The commitments Nicole and I made to each early on in our marriage have helped us to remain a strong, supportive and loving couple. One of those difficult decisions was whether or not we should combine our finances together when we got married. We figured that if honesty and teamwork were the pillars that hold up a strong relationship, joining our bank accounts and declaring it’s not “my money” and “your money” anymore was a great place to start.
Continue reading “3 Reasons Newlyweds Should Merge Their Money”
Last year, we decided to cut the cord on cable TV.
I believe it was the “12-month promotions” that finally pushed us over the edge. You know the ones I’m talking about, right?
Continue reading “How to Cut the Cord on Cable TV”
One random day five years ago, I was eating lunch at home and messing around on this new thing called an “iPad”.
Because I’m a money nerd, I went to the iTunes store, searched for personal finance and I found Dave Ramsey’s app. Before that $5 footlong lunch, I knew nothing about Dave Ramsey. By the time I finished my meal, I was absolutely hooked on his brand of no-nonsense debt elimination advice.
Continue reading “My Credit Card Makes Me Happy”
In 2010, my wife Nicole and I got married and started our lives together. Financially speaking, we both really enjoyed the DINK (double income with no kids) status in our first year of marriage. We had a blast going to music festivals, vacationing in the Caribbean and treating ourselves to countless steak dinners.
But something was looming that I hadn’t addressed … My mountain of debt that I brought into the marriage.
Continue reading “4 Newlywed Debt Destruction Tips”