Why Our Family Got Umbrella Insurance and How Much It Costs

Katherine from Buffalo, NY reached out regarding Umbrella Insurance …

Hi Andy:

I am a new listener and I love your podcast. The way you breakdown topics and explain them very easy to understand and makes me feel like I can achieve my financial goals with the correct planning and mindset.

I realize that this isn’t a finance question, however, it is a family-safety/ planning question. Can you briefly explain the importance of an umbrella policy? I know it is important to protect your assets but I am confused when the right time to have one is. My husband and I are just buying our first house and are unsure if we need one yet. Any information or advice would be appreciated!

Best,

Katherine

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5 Term Life Insurance Providers That Make the Process Easy

Are you overwhelmed by the thought of buying life insurance? You’re not alone. With so many options to pick from, it can be hard to choose. Back in the day, purchasing life insurance meant meeting with a salesperson to get a quote and often required a complicated medical exam. Luckily, you have better options that your grandparents did.

Here are 5 providers of term life insurance that are making it easier than ever to get the coverage you need.

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Why a Living Trust Isn’t For Me Right Now

A few years ago, my wife and I got our wills completed. That made us feel great! With our life insurance and will complete, we’re now protecting our family if the unexpected were to occur. My next goal was to look into a living trust.

I’ve heard from friends and family that a living trust is something we need, but I wasn’t sure why. I decided to look into it a bit more. Here is what I learned…

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