15 Ways to Save More Money When You’re Living Paycheck to Paycheck

Our question of the month comes in from Anonymous … we’ll just call her Jane Dough:

Andy! Help!

We make $120,000 per year, but we spend nearly all of it. We want to get rid of our student loans, but there’s just no money left at the end of the month. And retirement … we’re so behind.

We’re married, we have one kid and another on the way. Daycare is crazy expensive. We want to fix our money situation, but don’t know where we can save money.

What can we do to save more money?

Jane

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5 Smart Reasons to Have An Emergency Fund

Having an Emergency Fund is one of the first and most important steps in creating wealth. This simple act of saving will protect our families from the unexpected events of life and the dreaded ‘rainy day’.

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7 Smart Tips To Spend Less So You Can Live More

When Andy and I decided to become debt free I got excited, then depressed, then excited again. You see, I was excited about the fact that we were going to change our family tree, vacation a lot and do all these things we were dreaming up. However, I also knew that if we were going to realize these dreams, we had some very tight years ahead. Ultimately, I decided the short term-loss would be worth the long-term gain and I started figuring out ways to start spending less.

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