20 Empowering Quotes about Money and Personal Finance

20 Empowering Quotes about your Money and Personal Finance

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Over the last year on my podcast, I’ve had the pleasure of speaking with a collection of millionaire entrepreneurs, early retirees and personal finance experts. These conversations have allowed me to learn, grow and inspire others to win with their finances and create a better future for their family. After each episode, I share a quote that motivates me and the listeners of the podcast to take action.

Below I’ve compiled a list of my favorite quotes from my first 36 episodes in the following categories:

  • Plan Your Future Wealth
  • Make Money
  • Protect Your Family
  • Save Money
  • Crush Debt

Here are the 20 quotes that have lit a fire under me to win with my money:

Plan Your Future Wealth

Theodore Roosevelt
Theodore Roosevelt

“The only man who never makes mistakes is the man who never does anything.” -Theodore Roosevelt

“A dream doesn’t become reality through magic; it takes sweat, determination and hard work.” -Colin Powell

“Money, like emotions, is something you must control to keep your life on the right track.” -Natasha Munson

“All our dreams can come true, if we have the courage to pursue them.”-Walt Disney

Related Article: Life After Dave Ramsey’s Baby Step 7

Make Money

Benjamin Franklin
Benjamin Franklin

“Diligence is the mother of good luck.” -Benjamin Franklin

“What you do speaks so loudly that I cannot hear what you say.” -Ralph Waldo Emerson

“The greater danger for most of us lies not in setting our aim too high and falling short; but in setting our aim too low, and achieving our mark.” -Michelangelo

“Don’t look for the needle in the haystack. Just buy the haystack.” -Jack Bogle

Related Article:  How to Become a Millionaire by 30

Protect Your Family


“A man who does not plan long ahead will find trouble right at his door.” -Confucius

“Love begins by taking care of the closest ones – the ones at home.” -Mother Teresa

“Action is the foundational key to all success.” -Pablo Picasso

“I am prepared for the worst, but hope for the best.” -Benjamin Disraeli

Related Article:  Create Your Last Will and Testament in 6 Easy Steps

Save Money

Joe Biden
Joe Biden

“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” –Joe Biden

“Reject the basic assumptions of civilization, especially the importance of material possessions.” -Chuck Palahniuk

“A budget is telling your money where to go instead of wondering where it went.” -Dave Ramsey

“It takes as much energy to wish as it does to plan.” – Eleanor Roosevelt

Related Article:  5 Easy Tips to Lower Your Grocery Bill

Crushing Debt

Muhammad Ali
Muhammad Ali

“Impossible is just a word thrown around by small men who find it easier to live in the world they’ve been given than to explore the power they have to change it. Impossible is not a fact. It’s an opinion. Impossible is potential. Impossible is temporary. Impossible is nothing.” -Muhammad Ali

“Setting goals is the first step in turning the invisible into the visible.” -Tony Robbins

“You don’t try to forget the mistakes, but you don’t dwell on it. You don’t let it have any of your energy, or any of your time, or any of your space.” – Johnny Cash

“Victory is always possible for the person who refuses to stop fighting.” -Napoleon Hill

Your Net-Worth Boosting Resource

If you’re interested in wealth planning, making money, saving money, protecting your family and crushing debt, please join me on for the next episode of the Marriage, Kids and Money Podcast.

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Carpe Diem!

What quotes motivate you to win with your money?


Author: Andy Hill

Andy Hill, a mid-30’s father of two living in the metro Detroit area, pens the MarriageKidsandMoney.com (MKM) blog taking you through the trials and tribulations of being a young parent and husband who is planning for his family’s future and winning with money.

8 thoughts on “20 Empowering Quotes about Money and Personal Finance”

    1. He’s a wise man, isn’t he? I may be naive but I feel like he wants us to win. Yes, Vanguard makes money from us but I feel a sense of trust with their company more than most other companies.

  1. “Don’t tell me what you value, show me your budget, and I’ll tell you what you value.”

    This one is my favorite! I think it’s absolutely 100% true. I’ve been helping someone with their budget in the last few months, and this is something that I’ve been trying to get them to understand. They make plenty of money to be financially secure, yet they are still stressed out each month living paycheck to paycheck. They think they value planning ahead and being prepared, but the budget shows otherwise 🙂

    1. It is very true! Examining our budget every once in a while to ensure our money is spent in ways that truly reflect what’s most important to us is a good habit to adopt. But … this is coming from a guy who would rather budget than watch most sports. Grain. Of. Salt.

  2. Great quotes Andy! Thanks for sharing.

    I’m a sucker for Napoleon Hill – “You are the master of your destiny. You can influence, direct and control your own environment. You can make your life what you want it to be.”

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